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Beautiful Storybook Brick & Stone 2/3 Bedroom, 2 Full Bath Ranch/Bungalow Nestled On A Private Parklike Setting Surrounded By Mature Specimen Trees And Lush Plantings. This Charming Home Features A Beautiful Expansive Maple Cabinet Kitchen Complete With Stainless Steel Appliances And Granite Countertops, Perfectly Blending Warmth And Functionality. Rich Oak Hardwood Floors Flow Throughout The Home, While The Spacious Primary En-Suite Offers A Full Bath And Direct Walkout Access To The Rear Patio. Additional Highlights Include Formal Rooms With Built-In Entertainment Cabinetry, Crown Moulding, Dual Front And Rear Mudroom/Flex Spaces, And Multiple Indoor And Outdoor Areas Designed For Relaxing And Entertaining. Enjoy Quiet Mornings On The Sweet Front Porch, Summer Gatherings On The Extra Large Rear Patio, Or Endless Fun Around The Expansive Pool Deck. A Detached Single-Car Garage Offers Incredible Bonus Entertainment Or Guest Flex Space Complete With An Additional Full Bath — Ideal For Hosting, Working From Home, Or Extended Stay Visitors. All Set On An Expansive Nearly Half-Acre Flat Fenced Fully WIFI Irrigated Property Designed To Be Enjoyed Through Every Season. Ideally Located In East Islip South Of Montauk Highway, Just Moments From Restaurants, Shops, Beaches, Heckscher Park, The Nature Center, And So Much More. Perfect For First Time Buyers, Downsizers, Or Weekend Getaways From The City!
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Our Executive Mortgage Banker:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $495,200 | $495,200 | $495,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $856 | $856 | $856 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,966 | $3,089 | $4,079 |
| Total Monthly Payment | $3,914 | $4,037 | $5,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.