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Welcome home to one of Poughkeepsie's most desirable neighborhoods on quiet, beautiful Gaskin Rd. This 2215 sq ft, 4 bedroom, 2 bath home with a covered front porch and fully-fenced in backyard is perfect if you are seeking a home that is warm and welcoming with plenty of space for everyone. The home features beautiful hardwood floors, an inviting fireplace, large living room and dining room, and a mud room at the back entrance that leads into the kitchen and is also connected to a sweet backyard porch. The master bedroom is spacious and has two walk-in closets plus washer/dryer on the same floor and the other three bedrooms each have two closets as well. One of those bedrooms also has access to a very cool attic space that can be used for storage or an additional room. Built in 1935, this home maintains its character with original vintage design and architectural details and also has terrific upgrades such as a new roof, gutters and freshly painted exterior in 2023 plus energy efficient, easy to clean windows. The front yard Japanese maple tree, lilacs, hydrangea, and evergreens add to the home's charm upon arrival and the 2-car garage in the back of the house provides for vehicles or storage. Additionally, this home has central air conditioning with the ability to control the temperature of each floor separately. Centrally located just 5 minutes from downtown Poughkeepsie with great spots to dine, shop and play like 1915 Wine Cellar, Canvas and Clothier, Brasserie 292, Conveyer/or art gallery, Curio Cabinet, and the Bardavon, as well as Waryas Park and the Metro-North and Amtrak train station on the Hudson River. You are also only 5 minutes to Route 9 to run all the household errands and easily get to other wonderful Hudson Valley towns and villages, too. 12 Gaskin Rd will not last long given it's combination of beauty, history, location and amenities!
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Our Executive Mortgage Banker:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $838 | $838 | $838 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,515 | $2,652 | $3,488 |
| Total Monthly Payment | $3,445 | $3,582 | $4,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.