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Charming Cape Cod-style home set on a deep, level lot in a quiet setting. The main living area features an open floor plan created by removing the wall between the kitchen and living room, offering a bright and functional layout. The kitchen is equipped with oak cabinetry, granite countertops, natural stone backsplash, tile flooring, and flows seamlessly into the living room with hardwood floors. The home includes a queen-sized primary bedroom and an additional twin-sized bedroom, both serviced by an updated full bath with tub/shower enclosure. A walk-up attic provides excellent potential for expansion, with flooring, electrical, and plumbing already in place. Recent updates include a gas furnace with AC coil (approx. 9 years), Navien gas hot water heater (approx. 6 years), updated ductwork, new sheetrock & insulation throughout, vinyl windows, and a 200-amp electrical service with generator switch. Conveniently located within walking distance to Milford Green, Metro-North, local restaurants, and shops, with easy access to I-95 and Route 15. Large tree in front of the home is scheduled to be taken down by the utility company. Interior needs small updates such as paint, trim work, hardwood floor refinishing. Kitchen area has a wall framed for a 6-foot slider door.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Full Bath | Remodeled,Tub w/Shower,Tile Floor | Main |
| Kitchen | Remodeled,Granite Counters,Eating Space,Tile Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $299,920 | $299,920 | $299,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $462 | $462 | $462 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,822 | $1,894 | $2,491 |
| Total Monthly Payment | $2,359 | $2,431 | $3,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.