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Presented by
Patterson McKiernan Team |
628 Lakeshore Drive, Smallwood, NY, 12778 | $450,000
Public Remarks
Welcome to the quintessential lake house in the storybook community of Smallwood. This charming four-season home immediately captivates with its outdoor setting; relax on your private deck to enjoy beautiful views of Mountain Lake while listening to the soothing sounds of White Lake Creek close by. It is an idyllic backdrop for morning coffee or evening relaxation. Inside, this three-bedroom, one-and-a-half-bath retreat perfectly captures the nostalgia of a classic getaway while offering rare, year-round comfort. The well-sized, light-filled rooms showcase beautiful vintage details, highlighted by a cozy working fireplace and classic hardwood floors that run throughout. Unlike many traditional cottages in the area, this layout features a formal, full-size dining room made for hosting gatherings, as well as a significantly sized mudroom--a premium and highly unusual luxury for a Smallwood property that provides the perfect transition space for gear in any season. Adding to the incredible value, the back of the property includes an extra lot complete with fire pit, offering a private outdoor oasis with plenty of room for your imagination to run wild. Offering the perfect blend of unique water features, rare architectural space, and timeless character, this home is the ultimate Sullivan County escape for all four seasons. Optional Pool and Lake Club memberships available which would include tennis and pickleball courts and numerous other activities. Bethel Woods, lakeside dining and antiquing are nearby. Come take a look. . .
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Basement
- Style: Cabin
- Year Built: 1938
- Heating: Oil
- Cooling: Ceiling Fan(s), Window Unit(s)
- Basement: Unfinished, Walk-Out Access
- Acreage: 0.46
- Est. Taxes: $2,926
- Lot Desc: Back Yard, Views
- View: Lake, Trees/Woods
- School District: Monticello
- Appliances: Electric Water Heater, Oven, Refrigerator, Washer/Dryer
- MLS#: 20262769
- Days on Market: 55 days
- Website: https://www.raveis.com
/prop/20262769/628lakeshoredrive_smallwood_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Patterson McKiernan TeamSales Associates
860.823.0716
PattersonMcKiernanTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
628 Lakeshore Drive, Smallwood, NY, 12778
$450,000
Patterson McKiernan Team
Sales Associates
William Raveis Real Estate
Phone: 860.823.0716
PattersonMcKiernanTeam@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.764% | 5.992% |
| Monthly Tax Payment | $244 | $244 | $244 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,305 | $2,989 |
| Total Monthly Payment | $2,506 | $2,624 | $3,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535