3970 SE 39TH CIRCLE, Ocala, FL, 34480 | $999,500

Experience luxury living at its finest in this extraordinary estate located in one of the area’s most highly sought-after gated communities, perfectly positioned near premier shopping, top-rated hospitals, dining, and everyday conveniences. Situated on a private 1. 08-acre homesite with no rear neighbors, this breathtaking 4-bedroom, 4-bath residence with a dedicated office offers over 4, 053 square feet of impeccably upgraded living space designed for both grand entertaining and refined everyday living. From the moment you arrive, the elegant front fountain, lush landscaping, privacy fencing, and impressive curb appeal create an unforgettable first impression.
Step through the doors into a stunning interior showcasing soaring 12’ to 16’ ceilings, magnificent travertine flooring, designer lighting, and expansive living spaces filled with natural light. Every inch of this home has been thoughtfully enhanced with luxurious finishes and modern upgrades. The gourmet kitchen is a true showpiece featuring beautifully updated cabinetry, gorgeous quartz countertops throughout, upgraded sinks, and premium appliances including a sleek induction cooktop and a high-end double drawer Café Series dishwasher. The kitchen flows effortlessly into the main living and entertaining areas, while a stylish wet bar further elevates the home’s entertainment appeal, creating the perfect setting for hosting guests in elegance and comfort. A private office space provides the ideal setting for working from home, managing a business, or creating a quiet retreat. The resort-style outdoor living space is nothing short of spectacular. Relax and entertain year-round in the oversized screened lanai complete with a fully equipped outdoor kitchen overlooking the stunning oversized pool. The pool area has been extensively upgraded with brand-new marcite/gunite, a new skimmer, gas pool heater, and solar heating system, delivering the ultimate private backyard oasis. Additional exterior enhancements include patio blinds, a newer Hunter irrigation system, and a concrete slab with double gate access ideal for boat parking or additional recreational storage. This exceptional home is loaded with premium upgrades including newer windows, updated air conditioning, a 2024 roof, solar panels, EV car charger, remote-controlled Magic attic stairs, redesigned custom closets throughout, and a spacious 3-car garage. For added peace of mind, the property also includes a whole-house Generac generator, providing comfort and reliability year-round. Every detail was carefully selected to blend luxury, sophistication, comfort, and energy efficiency. Offering privacy, elegance, and an incredible location within a prestigious gated community, this one-of-a-kind estate truly has it all. Homes with this level of quality, space, and upgrades rarely become available — schedule your private showing today before this remarkable property is gone!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 150 x 314
  • Laundry: Laundry Room
  • Year Built: 2006
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,053
  • Acreage: 1.08
  • Lot Size: 150 x 314
  • Est. Taxes: $9,066
  • HOA Fee: $125 Monthly
  • Elem. School: South Ocala Elementary School
  • Middle School: Osceola Middle School
  • High School: Forest High School
  • Pool: In Ground, Salt Water, Solar Heat, Tile
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: OM725467
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM725467/3970se39thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/28/2026 9:30:01 AM)
Listing courtesy of PROFESSIONAL REALTY OF OCALA   Phone: 352-421-9183

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3970 SE 39TH CIRCLE, Ocala, FL, 34480

$999,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,600 $799,600 $799,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.203%
Monthly Tax Payment $756 $756 $756
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,794 $4,923 $6,747
Total Monthly Payment $5,642 $5,771 $7,595

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.