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POOL HOME, HALF ACRE, METAL SHOP, NO HOA. . . . . . . you ready? CUSTOM-BUILT beauty with the Owner's Suite on the 1st floor. . . . . DUAL WALK-IN CLOSETS, DUAL VANITIES, SOAKER TUB, TILED SHOWER, & PRIVATE ACCESS to the pool patio. 2 A/C UNITS with SMART thermostats, IN-WALL PEST CONTROL, surge protection, FIBER INTERNET, transferable termite bond, GUTTERS, IRRIGATION RAN BY A SEPARATE SHALLOW WELL. HIGH ceilings, recessed lighting, blinds, crown molding, security, MULTIPLE HALL CLOSETS, & tailored bench seats with STORAGE. Crafted nooks, OVERSIZED LAUNDRY with shelving, a utility sink, TOUCHLESS FAUCET, cabinets, a folding station, & WASHER & DRYER WILL STAY. . . . . . . Kitchen has QUARTZ TOPS, pull-outs, a Lazy Susan, TOUCHLESS FAUCET, breakfast bar, mini desk, & a dinette overlooking the pool. . . . . . all appliances will stay! Our HALF BATH is upgraded with QUARTZ & a VESSEL SINK. Upstairs you'll find 3 bdrms, a BONUS/GAME ROOM, & the 2nd FULL Bath. This Bath has DUAL SINKS, SHIPLAP, a closet, functional alcove, NEW FAUCETS, & NEW LIGHTS. In addition to 4 FULL bedrooms, we also have a DEN/OFFICE that could be utilized as a 5th bedroom or GUEST ROOM. This POOL & HOT TUB have been REFINISHED, THERE IS AN ELECTRIC HEATER, THE PUMP IS 2 YRS OLD, & THE SCREEN & CAGE REPLACED 2025. . . . . adding FROSTED privacy sections & an extra covered lanai (a $30, 000 expense)! Our patio has a WET BAR equipped with a mini fridge & sink. . . . . . THE SLIDERS OPEN FULLY to create an unobstructed panoramic view. You thought I was finished didn't ya, nope! A NON-ELECTRIC KINETICO WATER SOFTENER SYSTEM on the well, partnered with a sulphur guard. The attached garage has a side entry, preserving the aesthetics of the home. . . . . shelving, workbench(s), & a storage bump-in are great features. Can't forget this 24'x24' METAL SHOP/DETACHED GARAGE: with 2 doors. . . . . the large door has an opener & a keypad. Power, Water, Insulation, a Storage Loft, METAL ROOF, Shelving, Workbench, Cabinets, & its own electrical panel make this GARAGE the "Cat's Meow". Located in the "Narcoossee Corridor", proximity to Lake Nona is SUPERB. Reach the OIA in 15+ mi, Melbourne Beach in 49+ mi, the famous attractions in 29+ mi, downtown St. Cloud in 4+ mi, & the Chisholm public boat ramp is less than a mile away. St. Cloud offers many LAKES for boating/fishing. . . . . has several local farms for produce & festivals. . . . . & truly offers a small-town feel without losing the luxury of shopping, medical, delivery services, & community fun.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,244 | $4,283 |
| Total Monthly Payment | $3,516 | $3,646 | $4,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.