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Welcome to 689 Ayers Drive, a beautifully updated Turn-Key brick home located in the highly sought-after Clearview neighborhood in the heart of James Island! NO HOA and NO flood insurance required! Conveniently positioned just minutes from Downtown Charleston and Folly Beach, this spacious property offers the perfect combination of modern updates, functional living space, and comfortable Lowcountry living in one of James Island's most established neighborhoods. Situated on a large homesite with mature landscaping and a private backyard setting, this home features multiple living areas, spacious rooms throughout, and an inviting floor plan designed for both everyday living and entertaining. Step inside the front door into the foyer where you are immediately greeted by beautiful hardwood floors, abundant natural light, and a warm inviting atmosphere. The spacious living room serves as the centerpiece of the home and is anchored by a gas fireplace for the chilly months while offering direct access to the backyard deck and covered patio area overlooking the backyard. The open-concept layout flows seamlessly into the updated chef's dream kitchen featuring white quartz countertops, custom white cabinetry, stainless steel appliances, a large center island with bar seating, and endless cabinet and counter space. Directly adjacent to the kitchen is a spacious dining area that creates an ideal setup for entertaining and everyday living while also offering direct access to the backyard deck for easy indoor/outdoor living. The main living level additionally offers a formal living room, separate dining room, secondary living/flex space, and a dedicated home office/media room providing incredible flexibility depending on your lifestyle needs. Whether you need additional entertaining space, a home office, playroom, or workout area, this floor plan offers endless possibilities. Upstairs, the spacious primary suite serves as a comfortable private retreat complete with an updated en-suite bath. The additional bedrooms are all generously sized with great natural light and excellent closet space throughout. The secondary bathrooms have been tastefully renovated with spa-like finishes and modern updates. An additional loft-style flex room or potential 5th bedroom offers the perfect setup for another home office, media room, guest room, playroom, or home gym. Outdoor living truly enhances this property! The covered patio, deck, and porch areas overlook the spacious backyard and create the perfect setting for relaxing, entertaining guests, grilling out, or enjoying summer evenings outdoors. The expansive yard offers plenty of room for outdoor activities while the mature landscaping is maintained through a full irrigation system and has beautiful landscape lighting. Additional notable features include a tankless water heater, central vacuum system, spray foam in the attic for energy efficiency and an attached two-car garage with excellent storage space. Located in the heart of James Island, just minutes to Downtown Charleston and Folly Beach, and close to local restaurants, shopping, grocery stores, coffee shops, schools, and everyday conveniences. Enjoy easy access to Sunrise Park and May Forest State Park, both just a short walk, bike ride, or golf cart ride away! This prime location offers the perfect opportunity to take full advantage of the Lowcountry lifestyle while remaining convenient to everything Charleston has to offer. Don't miss your chance to see this amazing property before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,127,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $902,000 | $902,000 | $902,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,408 | $5,554 | $7,612 |
| Total Monthly Payment | $5,533 | $5,679 | $7,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.