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Welcome to 7 Banbury Road, a beautifully maintained Raised Ranch nestled in the sought-after Mountain Farms neighborhood of West Simsbury. Offering 5 bedrooms (including 1 below grade), 3 full baths, and a versatile layout filled with natural light, this home perfectly blends comfort, functionality, and everyday convenience. The main level features a bright and sunny living room that flows seamlessly into the dining area and spacious kitchen. Designed with both style and practicality in mind, the kitchen showcases floor-to-ceiling cabinetry, a breakfast bar, and a charming bay window that fills the space with natural light. Just off the kitchen is a warm and inviting family room with a vaulted ceiling and french doors leading directly to the Trex deck, perfect for relaxing or entertaining outdoors. - an ideal setting for morning coffee, outdoor dining, or entertaining guests while overlooking the backyard. The main floor also offers four generously sized bedrooms, including a primary suite complete with its own private full bath, along with an additional full bathroom for added convenience. The finished lower level expands the living space with nicely defined areas including a bedroom, full bath, laundry area offering excellent flexibility for guests, extended living arrangements, a home office, gym, or recreation space. An additional area provides potential for a future kitchenette with the addition of a sink, creating the possibility for an in-law style setup. The under-house two-car garage is also conveniently accessible from this level. Improvements include updated heating and cooling systems installed in 2025 and 2026. This home enjoys close proximity to Simsbury's charming town center, local shopping, dining, and community amenities. Outdoor enthusiasts will appreciate nearby parks and recreation areas including Stratton Brook State Park, Simsbury Meadows Performing Arts Center, Talcott Mountain State Park, and the scenic Farmington Canal Heritage Trail for walking, biking, and year-round enjoyment. Conveniently situated near Route 44 and Route 10, commuting to Hartford and surrounding towns is a breeze. The home is also near highly regarded Simsbury schools, University of Hartford, and several major medical facilities including Hartford Hospital, UConn Health, and Saint Francis Hospital. A wonderful opportunity to enjoy spacious living in one of Simsbury's most welcoming neighborhoods.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.1 x 11.9 | Main |
| Bedroom 2 | Hardwood Floor | 11.3 x 13.2 | Main |
| Bedroom 3 | Hardwood Floor | 11.2 x 14.9 | Main |
| Dining Room | Hardwood Floor | 11.8 x 11.7 | Main |
| Family Room | Vaulted Ceiling,Balcony/Deck,Ceiling Fan,French Doors,Hardwood Floor | 14.1 x 11.7 | Main |
| Full Bath | Tub w/Shower | 7.0 x 7.9 | Main |
| Full Bath | Stall Shower | 6.8 x 9.0 | Lower |
| Kitchen | Bay/Bow Window,Breakfast Bar,Hardwood Floor | 27.1 x 10.0 | Main |
| Kitchen | Tile Floor | 14.5 x 11.6 | Lower |
| Living Room | Bay/Bow Window,Hardwood Floor | 13.8 x 18.6 | Main |
| Living Room | Dining Area,Fireplace,Wall/Wall Carpet | 25.6 x 18.6 | Lower |
| Primary Bath | Stall Shower | 6.5 x 7.9 | Main |
| Primary Bedroom | Hardwood Floor | 13.9 x 15.4 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $475,920 | $475,920 | $475,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $811 | $811 | $811 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,850 | $2,969 | $3,920 |
| Total Monthly Payment | $3,753 | $3,872 | $4,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.