7 (aka 11 & 15) Prospect Terrace, Yonkers, NY, 10705 | $1,285,000

A superb example of the Victorian and Arts and Crafts influence on Colonial Revivals, this stunning home embodies gracious living, thoughtfully renovated and reimagined with a deep respect for its original character. Like the protagonist stepping into your own classic novel, you enter through the garden gate and are welcomed by a grand front porch tucked in a canopy of trees. Cross the wide threshold to the generous, light-filled entry hall which anchors the main floor with leaded stained glass, millwork, and columns topped with Ionic capitals. A masterwork of versatility and thoughtful design, the adjacent great room seamlessly unites the chef’s kitchen, family room, and dining area. Window seats, a hearth with pellet stove, soapstone counters, and rich wood floors create a space equally suited to quiet breakfasts, lively game nights, intimate dinners, or entertaining on a grand scale. The understated den, with views of and access to a secluded garden deck, and the beautifully composed living room with wainscoting, built-ins, and a working fireplace offer a perfect counterbalance to the exceptional entry hall. A dedicated laundry room with abundant storage and access to the rear porch preserves the home’s original hearth stone. A well-appointed half bath featuring the original marble sink completes the main floor. As you ascend the staircase with its substantial newel posts and turned balusters, you arrive at the broad, upper hall that is a living space in its own right and still retains the original speaking tube connecting to the main floor. Anchoring the second floor, it connects the primary suite and ensuite bath (including a divine clawfoot soaking tub) with three additional bedrooms, a large office, one full bath, one-half bath, and the staircase to the floor above. Light spills into every room and each offers superb views of the trees and the gardens below. The top floor is an exceptional private retreat with a substantial bedroom, study, legal kitchen, and half bath. Throughout the home, distinctive coffered ceilings, wool carpets, lovingly restored Roman grill and diamond-patterned mullioned glass, pilasters, voluted columns, and decorative fireplaces speak to the home’s remarkable craftsmanship and heritage. The two included lots are distinguished by their iconic view of the Palisades, meticulously maintained flowering trees, shrubs, and garden beds, and opportunities to retreat among the paths and stone walls. The full, unfinished walkout basement is so large you may lose track of what you store there! Stillness and beauty greet you at every turn. This is rare seclusion in the heart of a thriving community. You have arrived.

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 2 full / 4 half
  • Laundry: Laundry Room
  • Style: Colonial, Craftsman, Victorian
  • Year Built: 1910
  • Heating: Natural Gas, Other, Steam, Wood
  • Cooling: Central Air
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 3,952
  • Acreage: 0.3
  • Est. Taxes: $19,368
  • Lot Desc: Back Yard, Garden, Hilly, Historic District, Landscaped, Sprinklers In Rear, Views
  • View: River, Skyline, Trees/Woods
  • Elem. School: Yonkers (School Choice)
  • Middle School: Yonkers (School Choice)
  • High School: Yonkers (School Choice)
  • School District: Yonkers
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Gas Oven, Refrigerator, Gas Water Heater, Wine Refrigerator
  • MLS#: 1000347
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /eprop/1000347/7aka11and15prospectterrace_yonkers_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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The Sampson & Stuart TeamSales Associates

508.221.2290

TheSampsonandStuartTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Ali OldhamVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2803699

508.274.0185

Ali.Oldham@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

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  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7 (aka 11 & 15) Prospect Terrace, Yonkers, NY, 10705

$1,285,000

The Sampson & Stuart Team

Sales Associates

William Raveis Real Estate

Phone: 508.221.2290

TheSampsonandStuartTeam@raveis.com

Ali Oldham

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.274.0185

Ali.Oldham@raveis.com

NMLS Mortgage Loan Originator ID 2803699

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,028,000 $1,028,000 $1,028,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.110% 5.932%
Monthly Tax Payment $1,614 $1,614 $1,614
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,677 $6,163 $8,537
Total Monthly Payment $7,416 $7,902 $10,276

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.