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This charming two-bedroom, one-bath Condo exemplifies easy living with its inviting Ranch-style design, in the desirable section of Woodgate Village. As you enter, you will find a private, fully fenced in welcoming front deck that is ideal for relaxing or entertaining. This perfect near end unit has two generous sized bedrooms with windows that let in an abundance of natural light. The living room opens to the dining area just off the bright white kitchen. There is a convenient laundry room equipped with a washer and dryer just off the kitchen with additional pantry storage. An additional key locked storage area can be found just outside the unit. On-site amenities are abundant, including a playground, tennis court, basketball court, pool and clubhouse with a recreational room and a full kitchen. Whether you are a first-time buyer, downsizing, or seeking a low-maintenance lifestyle, this Condo checks all of the boxes! Experience comfort and convenience at its best. Located close to restaurants, shopping and golf. Just minutes away from the Holbrook Country Club and transportation hubs, such as the LIRR Ronkonkoma Line and MacArthur Airport. This truly is a "Home~Sweet~Home". . . (Directions Take SpringMeadow Dr and turn on to Ginger Lane and take to the end, follow the walkway on the right side to Unit I. Access to the Unit is on Ginger Lane)
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Our Executive Mortgage Banker:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $424 | $424 | $424 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,066 | $2,147 | $2,823 |
| Total Monthly Payment | $2,565 | $2,646 | $3,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.