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One or more photo(s) has been virtually staged. Located in the gated community of Ridgewood Lakes, this beautifully updated 2 bedroom/2 bathroom condo with a premium view is a must see. The living room offers vaulted ceilings and large sliding doors that take you to a peaceful retreat-like screened-in lanai with a golf course and water view. The large kitchen offers stainless steel appliances, granite countertops and lots of storage space. The primary bedroom features a fantastic water view to wake up to. The primary bathroom suite offers lots of counter space with granite countertops, an updated tiled shower, a linen closet and a large walk-in closet. The second bedroom also features the water view. You will find the guest bathroom off of the hallway. The upgrades include porcelain tile floors throughout, upgraded lighting and ceiling fans. The one car garage off of the kitchen includes the washer and dryer. This unit is located just across from the community screened-in pool. The $425 semi-annual HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to the 18-hole White Heron Golf Club. Within Ridgewood Lakes gated community, the amenities include tennis and pickleball courts and miles of biking and walking trails. Located conveniently to shopping at Posner Park (4 miles), Disney World, Universal Studios, Orlando & Central FL entertainment nearby. Easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $107 | $107 | $107 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,069 | $1,111 | $1,462 |
| Total Monthly Payment | $1,251 | $1,293 | $1,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.