Welcome to 2 Garvey Drive in Hauppauge. This is a charming Colonial-style residence that offers loads of space, comfort, and modern amenities. This 4-bedroom, 2. 5-bathroom home is a testament to thoughtful design and quality craftsmanship. Step inside to be greeted by an entry foyer and hardwood floors that flow seamlessly throughout the house, adding a touch of elegance to every room. The spacious primary bedroom is a private retreat featuring an ensuite bathroom and two walk-in closets, providing ample space for relaxation and storage. The heart of the home, the eat-in kitchen, is adorned with granite counters, Gas cooking and a stainless-steel refrigerator, perfect for those who love to cook. A main floor laundry room adds convenience to daily chores. There is a finished basement, a versatile space that can be tailored to your needs. The home is equipped with central air conditioning and a 200 amp electrical service, ensuring comfort and convenience are never compromised. Outside, the fenced backyard, surrounded by PVC fencing, is a private oasis for outdoor enjoyment. A nice brick patio, and in-ground sprinkler system ensures effortless lawn maintenance. The property size is . 31 of an acre. The property also features a two-car garage and gas heating and cooking facilities. The windows have been updated. Smithtown Schools. 2 Garvey Drive is located in a welcoming community with sidewalks, the neighborhood park, fostering a neighborly atmosphere. The local area is rich with amenities, ensuring every convenience is within reach.
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Our Executive Mortgage Banker:
$799,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,992 | $639,992 | $639,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,519 | $1,519 | $1,519 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,833 | $4,041 | $5,315 |
| Total Monthly Payment | $5,444 | $5,652 | $6,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.