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Located along the scenic San Sebastian River in the city of St. Augustine, 2500 Vista Cove offers a bright and welcoming ground-floor condo just minutes from the charm, dining, shopping, and attractions of the historic downtown district. Built in 2001 and offering 1, 448 square feet of living space, this 3-bedroom, 2-bath residence combines comfort, convenience, and beautiful riverfront surroundings in one of the area’s most desirable locations. Inside, the home feels fresh and airy, with neutral colors, abundant natural light, and a clean, modern aesthetic throughout. The kitchen has been thoughtfully updated with stainless steel appliances, granite countertops, and an open design that flows seamlessly into the dining and living areas. A breakfast bar creates an additional gathering space while maintaining connection between the kitchen and main living areas. The spacious owner’s suite offers a peaceful retreat with soft neutral carpeting, two walk-in closets, and a refreshed bathroom featuring a double vanity and a tub-and-shower combination. The second bedroom is also comfortably carpeted and includes its own walk-in closet, while the third bedroom features durable wood-vinyl flooring that continues through much of the home. This flexible space could easily function as a guest room, office, or creative studio. The second bathroom includes a full bath and shower combination, complemented by large mirrors and bright lighting that enhance the home’s crisp, contemporary feel. Off the kitchen, a generously sized walk-in laundry room with ample shelving adds practicality and valuable storage space. French doors from the living room open onto a tiled, screened lanai where you can relax and enjoy views of the surrounding landscaping and nature. An additional exterior storage room off the porch provides convenient extra space. The beautifully maintained grounds and meticulously landscaped parking areas contribute to the community’s polished and inviting atmosphere. Positioned on the ground floor, the condo offers convenient access with fewer stairs and easy day-to-day functionality, making the layout practical and comfortable for a variety of lifestyles. Altogether, 2500 Vista Cove presents an exceptional opportunity to enjoy low-maintenance living in a peaceful riverfront setting while remaining just moments from everything that makes St. Augustine so special. Vista Cove offers a gated community setting with amenities designed for both relaxation and convenience. Residents enjoy access to a community pool, fitness center, clubhouse, and a dock along the San Sebastian River where you can take in the waterfront scenery. The community also includes beautifully maintained landscaping and common areas, with pest control services included through the COA.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,433 | $1,492 | $1,970 |
| Total Monthly Payment | $1,701 | $1,760 | $2,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.