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Welcome to 81 Cedar Forest Rd. Nestled in one of Smithfield's most picturesque cul-de-sac neighborhoods, this exceptional 4, 100 sq. ft. custom Colonial offers the perfect blend of luxury, craftsmanship, and convenience. Meticulously maintained and thoughtfully designed, this stunning home features 4 spacious bedrooms and 4 bathrooms with exquisite custom woodwork showcased throughout. The heart of the home is a true chef's kitchen, designed for both everyday living and entertaining, flowing seamlessly into elegant living spaces filled with natural light and timeless detail. The luxurious primary suite is a private retreat complete with his-and-her walk-in closets and a spa-inspired bath. Additional highlights include a custom 3-car garage, beautifully finished walk-out lower level, and a covered patio overlooking professionally landscaped grounds enhanced by a 10-zone irrigation system. Every inch of this home reflects pride of ownership and meticulous attention to detail, a property that truly must be seen to be fully appreciated. Enjoy the serenity of this quiet, nature-filled setting with nearby walking trails, while remaining just minutes from highways, shopping, dining, and all modern conveniences. A rare opportunity to own a custom-built showpiece in one of Smithfield's most desirable locations. This is a true gem and the condition and quality will stand out from the crowd from the minute you walk through the door. Call now to schedule a showing of this exceptional home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $900,000 | $900,000 | $900,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $994 | $994 | $994 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,110 | $5,468 | $7,595 |
| Total Monthly Payment | $6,229 | $6,587 | $8,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.