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The out of town owner did ALL the work needed to build on this lot & the one next door. His loss is your gain! This platted Lot 3 is in the Swiss Oaks subdivision at the cul-de-sac. Fantastic St. Johns County Schools and Alpine Groves River Park only 2 streets away. Look for the RED STAKES marking the edge of the permitted construction when you visit the property. A deck can extend past the red stakes. DEP/ACOE permits previously obtained & FEMA letter to remove from flood zone. A conventional septic system for 4 bedroom, 3300 SF house is allowed! Lot slopes 5 to 7% to small creek for maximum privacy. Perfect set-up for split level house like the one across the creek. No conservation easement, No CDD and NO HOA fees! Only 4 miles from Duval County. '' Private remarks ''Seller will pay for the services of the environmental consultant, Peacock Consulting Group, LLC, to meet you on-site & provide ALL the details. All information (permits, reports, surveys) available upon request.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $151,920 | $151,920 | $151,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $911 | $948 | $1,262 |
| Total Monthly Payment | $986 | $1,023 | $1,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.