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Experience one of Rosendale’s rare opportunities at the scenic Binnewater Lakes. Ideally situated near trailheads and just minutes from the heart of Rosendale and its iconic Trestle, this property offers a balance of natural beauty and convenience. A short stroll away, enjoy public access to Fourth Lake; a local gem perfect for kayaking, paddle boarding, fishing, swimming, and making the most of the Hudson Valley lifestyle. Nestled just outside Kingston, NY, this renovated retreat offers the perfect blend of old-world charm and state-of-the-art modern living. No detail was spared in this 2023 total top-to-bottom overhaul, featuring a brand-new roof, all-new electrical and plumbing, a high-efficiency heat pump for heating/cooling, spray foam insulation, and a UV water filtration system. Step inside to a light-filled, open-concept layout accented by stunning custom Marvin windows, gorgeous hardwood, and sleek concrete floors. The kitchen features lovely views and seamless access to multi-level decking for al fresco dining, flowing effortlessly into the airy dining and living areas. A versatile loft offers space for a cozy reading nook or guest overflow, complementing the main-level guest bedroom and full bath. The lower level unveils a sprawling primary suite oasis with beamed ceilings, a waterside office area, laundry, and glass sliders to a private deck perfect for morning bird watching. Best of all, you are just a 3-minute walk to the lake! Enjoy total peace of mind and incredibly low utility costs in a prime location—just 10 minutes to Kingston’s vibrant dining and entertainment, and under 20 minutes to surrounding Hudson Valley hotspots. Turn-key perfection awaits. Is also being offered with 14 Lake Hill Rd, a bungalow style 1930 house on adjacent parcel (4600-062. 011-0002-004. 000-0000) for a total price of $755, 000 for both- see MLS listing # 1004844. Live in 18 Lake Hill Rd while you bring 14 Lake Hill Rd in to the 21st Century!
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Our Executive Mortgage Banker:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $582 | $582 | $582 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,851 | $2,970 | $3,921 |
| Total Monthly Payment | $3,525 | $3,644 | $4,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.