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A legal two-family Colonial with roots back to 1906, 82 Clove Road offers roughly 2, 430 square feet of livable space and the kind of layout that opens doors. Live in one unit and let the other help carry the mortgage, run it as a true investment property, or settle in as a multi-generational household with room for everyone to have their own corner. The first-floor unit welcomes you with two bedrooms, a full bath, a comfortable living room, and an eat-in kitchen anchored by green marble countertops and plenty of cabinet space. Original character runs throughout. Tucked at the front of the home, a legalized office with its own private entrance and full bath last served as a chiropractic practice. It opens up a third use case, whether that’s a professional office, a work-from-home setup, or additional living space. Upstairs, the second unit lives large across two floors with a private entrance of its own. The second floor features two bedrooms, including a primary with two closets, a full bath, a living room, and a kitchen. A flight up, the third floor offers another bedroom, a full bath, and a cozy living area, accessible from the main stairwell or its own entry door. Two Mr. Cool ductless split systems keep both floors comfortable in every season. Downstairs, the full basement handles laundry, storage, the furnace, and a recently updated water heater. Light pours in from every side. Windows across all three floors keep the home bright from morning through late afternoon. Out front, a long driveway leads to a two-car garage, a rare find for the neighborhood. Out back, a large patio opens to a beautifully landscaped yard with a rose garden in full bloom come summer. The New Rochelle Metro-North station sits about a mile away, with Grand Central roughly 35 minutes away.
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Our Executive Mortgage Banker:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,468 | $1,468 | $1,468 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,678 | $6,157 | $8,439 |
| Total Monthly Payment | $7,271 | $7,750 | $10,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.