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Over the river and through the woods, this is the home Derby has been waiting for! Custom-built in 2020, this one-of-a-kind property blends modern luxury, design, and functionality with Housatonic River views. Features include geothermal heating/cooling, oversized windows, wraparound maintenance-free Trex decking, a 4-car garage with lift, and two separate driveways. Designed for everyday living and entertaining, the open-concept main level flows seamlessly throughout. A true chef's kitchen opens to the dining and living areas, where a fireplace and wall of windows fill the home with warmth and natural light. Highlights include a massive quartz island, double ovens, glass cooktop, dual sinks, professional vent hood, butler's pantry, and double sliders leading to the wraparound deck for effortless indoor-outdoor living. Upstairs offers 3 spacious bedrooms and 2 full baths, including a luxurious primary suite with radiant heated floors, heated towel rack, oversized jetted tub, dual shower heads, and remote-controlled blinds. The oversized laundry room adds convenience and flexibility, with potential for future conversion to a 4th bedroom. The "Garage Mahal" features 12-ft ceilings, EV hookup, reinforced concrete flooring, 10, 000-lb car lift, and a 200-lb dumbwaiter directly to the butler's pantry. Finished lower-level flex space with separate entrance and half bath offers endless possibilities. Don't miss your opportunity to own this exceptional retreat!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Full Bath,Walk-In Closet,Hardwood Floor,Stall Shower | 11.7 x 13.1 | Upper |
| Bedroom 2 | Hardwood Floor | 10.1 x 13.9 | Upper |
| Kitchen | Quartz Counters,Dining Area,Double-Sink,Island,Sliders,Hardwood Floor | 13.1 x 20.5 | Main |
| Living Room | Balcony/Deck,Ceiling Fan,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Hardwood Floor | 18.5 x 20.2 | Main |
| Primary BR Suite | Ceiling Fan,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor | 13.1 x 15.4 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $516,000 | $516,000 | $516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $1,423 | $1,423 | $1,423 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,094 | $3,219 | $4,285 |
| Total Monthly Payment | $4,609 | $4,734 | $5,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.