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Located in the highly desirable Town Plot neighborhood of Waterbury, 146 Highland Drive is a meticulously maintained Cape Cod-style home that reflects true pride of ownership throughout. This inviting property offers 3 spacious bedrooms plus a versatile bonus room that can easily serve as a 4th bedroom, home office, playroom, or guest space to fit your needs. The home features a warm and functional layout with comfortable living spaces, abundant natural light, and thoughtful upkeep both inside and out. The beautifully maintained exterior creates excellent curb appeal, while the private backyard is designed for relaxation and entertaining. Enjoy summer days in the above-ground saltwater pool complete with an expansive deck area perfect for hosting gatherings, barbecues, or simply unwinding outdoors. Additional highlights include an attached one-car garage, ample off-street parking, and a quiet residential setting within one of Waterbury's most sought-after neighborhoods. Conveniently located near shopping, restaurants, parks, schools, and major commuter routes, this move-in ready home offers the perfect combination of comfort, flexibility, and location. A rare opportunity to own a lovingly cared-for property in the heart of Town Plot.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Main |
| Bedroom 3 | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $531 | $531 | $531 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,751 | $1,822 | $2,425 |
| Total Monthly Payment | $2,357 | $2,428 | $3,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.