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Don't judge this book by its cover — what truly sets this home apart is what lies beyond the back door. Nestled on a spectacular, park-like property, this classic Cape-style home sits on an extraordinary, oversized lot that simply cannot be replicated in today's market. The sprawling, lush backyard offers an unparalleled canvas for outdoor living — whether you envision a pool, a sports court, entertaining under the stars, or simply the rare luxury of space and privacy that is almost impossible to find on Long Island. Inside, the home exudes warmth and character at every turn. A thoughtfully updated eat-in kitchen features rich wood cabinetry, granite countertops, a decorative tile backsplash, and an open flow into a generous dining area bathed in natural light from multiple windows. Gleaming hardwood floors run throughout, and the layout offers a comfortable, livable floor plan perfect for everyday living and entertaining alike. The property itself is the true showstopper — with a large rear deck for seamless indoor-outdoor living, mature trees providing a natural canopy, and room to grow, play, and create memories for years to come. All of this in the award-winning East Islip School District, with convenient access to major transportation corridors, LIRR, shopping, dining, and all that the South Shore of Long Island has to offer. Homes with yards like this simply don't come to market often. Don't miss your opportunity to make it yours.
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Our Executive Mortgage Banker:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $909 | $909 | $909 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,875 | $2,995 | $3,954 |
| Total Monthly Payment | $3,876 | $3,996 | $4,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.