|
Welcome to 159 Driftwood Lane, an exceptional canal-front residence set on an incredible lagoon-like setting at the head of the canal in the heart of West Islip. Offering 60 feet of bulkhead and a truly private waterfront backdrop in Flood zone X, No flood insurance required, this 4-bedroom, 2. 5-bath Hi-ranch home combines refined interior finishes with resort-style outdoor living. Inside, you'll immediately appreciate the warmth and quality throughout, featuring hardwood floors, LED recessed lighting, elegant base and crown molding, and smart switches integrated throughout the home. The thoughtfully designed chef’s kitchen is built for both entertaining and everyday living, complete with a gas range, Viking refrigerator, abundant workspace, and seamless flow into the surrounding living areas. The spacious primary suite serves as a private retreat with its own renovated ensuite bathroom and oversized walk-in closet. All three bathrooms have been beautifully renovated within the last four years, blending timeless design with modern finishes. The lower level offers a welcoming gathering space highlighted by a wood-burning fireplace, creating the perfect atmosphere year-round. Step outside and experience a backyard designed to feel like a private waterfront oasis. Completed in 2024, the stunning heated saltwater inground pool is surrounded by expansive paver patios and composite decking, creating a true resort-like environment. Entertain effortlessly with a dedicated covered bar area, relax beneath the retractable awning, or simply enjoy peaceful water views from your own slice of paradise. Additional upgrades continue outside with a beautifully updated driveway and paver walkway completed in 2023, enhancing the home's curb appeal and welcoming entrance. A spacious attached two-car garage provides convenience and additional storage. Additional features include natural gas heating, central air conditioning, a full-house generator, in-ground sprinklers and newer siding and roof completed in 2022, offering both comfort and peace of mind. A rare opportunity to own a move-in-ready waterfront home where luxury finishes, modern upgrades, and exceptional outdoor living come together in one of West Islip’s most desirable settings.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $959,999 | $959,999 | $959,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,752 | $1,752 | $1,752 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,451 | $5,911 | $8,101 |
| Total Monthly Payment | $7,328 | $7,788 | $9,978 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.