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Presented by
Jenna Messier |
3109 LAKES CREST AVENUE, St. Cloud, FL, 34772 | $399,900
No rear neighbors or right-side neighbors, a premium corner lot, and a low HOA of just $102 total annually make this turn-key, move-in ready, 2019-built 4-bedroom, 2-bath a standout in the highly sought-after Gramercy Farms community in Saint Cloud. An open-concept floor plan and a bright kitchen built for hosting set the tone the moment you arrive. The kitchen is the showpiece: 42-inch cabinets with crown molding, granite countertops, and a large center island that flows right into the dining and family room combo, ideal for everyday living and entertaining. Easy-care tile runs through the main living areas with carpet in the bedrooms. The spacious primary suite delivers a large walk-in closet and a spa-style ensuite with dual sinks, a walk-in shower, linen closet, and elegant tile finishes, while three generously sized secondary bedrooms share a full bath. Step out through sliding glass doors to a fully screened and covered lanai, the perfect spot to relax or entertain year-round, with the integrated solar system adding everyday energy efficiency. Residents enjoy resort-style amenities including playgrounds, basketball courts, and a dog park, all just minutes from shopping, dining, and major roadways. A short distance from Kissimmee, Lake Nona, and Orlando International Airport, this energy-efficient single-family home offers low-maintenance Florida living in one of Saint Cloud's most desirable communities. ***Up to 1% lender credit toward buyer closing costs available when working with the seller's preferred lender (buyer must qualify, terms apply).
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 2019
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,025
- Acreage: 0.13
- Est. Taxes: $6,866
- HOA Fee: $102 Annually
- Lot Desc: Corner Lot
- Elem. School: Hickory Tree Elem
- Middle School: St. Cloud Middle (6-8)
- High School: Harmony High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Convection Oven, Dryer, Microwave, Refrigerator, Washer
- MLS#: S5150030
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/S5150030/3109lakescrestavenue_stcloud_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jenna MessierSales Associate
203.954.7800
Jenna.Messier@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Liz EckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1195194
203.858.7106
Liz.Eckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3109 LAKES CREST AVENUE, St. Cloud, FL, 34772
$399,900
Jenna Messier
Sales Associate
William Raveis Real Estate
Phone: 203.954.7800
Jenna.Messier@raveis.com
Liz Eckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.858.7106
Liz.Eckman@raveis.com
NMLS Mortgage Loan Originator ID 1195194
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $572 | $572 | $572 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,020 | $2,657 |
| Total Monthly Payment | $2,591 | $2,667 | $3,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388