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Positioned in one of Destin’s highest-demand vacation corridors, this updated Holiday Isle condo offers an exceptional opportunity for short-term rental income, second-home ownership, or hybrid personal/investment use. Located near both the Gulf beaches and Destin Harbor, the property benefits from the walkability and lifestyle amenities vacation guests actively seek when booking along the Emerald Coast.
The 2-bedroom, 2-bath layout is highly functional for rental occupancy, featuring an open living area, updated coastal finishes, durable flooring, recessed lighting, breakfast bar seating, and an owner’s closet for streamlined property management. The turnkey feel and low-maintenance ownership profile make it attractive for both self-managed and professionally managed vacation rental programs.
Holiday Isle continues to outperform many surrounding areas due to its unique blend of beach access, boating lifestyle, harbor proximity, fishing charters, waterfront dining, and entertainment options. Guests can easily enjoy beaches by day and harbor nightlife by evening without leaving the immediate area.
With strong year-round tourism demand in Destin and broad buyer appeal for furnished coastal properties, this residence presents an attractive option for investors seeking lifestyle enjoyment combined with income-producing potential.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,679 | $1,747 | $2,325 |
| Total Monthly Payment | $2,060 | $2,128 | $2,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.