2626 OSPREY CIRCLE N, Flagler Beach, FL, 32136 | $949,000

Experience coastal luxury living in this spectacular custom-built 2014 Key West style pool home perfectly situated between the Atlantic Ocean and the Intracoastal Waterway in the heart of beautiful Flagler Beach. From the moment you arrive, you’ll be captivated by the exceptional curb appeal featuring lush tropical landscaping, a stone-paver driveway, and welcoming front walkway that set the tone for the elegance found throughout the home. Designed with both comfort and entertaining in mind, this impressive 4-bedroom, 2-bath residence showcases quality craftsmanship and upgrades at every turn. Step inside to discover soaring 10-foot tray ceilings, crown molding, decorative columns, custom 7¼-inch baseboards, recessed lighting, upgraded fixtures and fans, along with a sophisticated blend of tile flooring and carpeting. The spacious open-concept floor plan seamlessly connects the living, dining, and family rooms, creating the perfect gathering space for family and friends. A stunning stone fireplace serves as the focal point of the family room, adding warmth and charm to the home’s inviting atmosphere. The chef-inspired kitchen is a true showpiece featuring custom 42-inch white cabinetry with under-cabinet lighting, granite countertops, tiled backsplash, stainless steel appliances, and abundant storage and prep space. Retreat to the luxurious owner’s suite where you can unwind in your spa-like bath complete with a relaxing Jacuzzi tub, walk-in tiled shower, double sink vanity, and spacious walk-in closet. Sliding glass doors lead to an oversized screened lanai designed for year-round outdoor living and entertaining, complete with a summer kitchen ideal for hosting gatherings or simply enjoying the coastal breeze. Outside, enjoy your private saltwater pool, which can be heated during the cooler seasons, allowing for year-round relaxation and enjoyment. This home truly offers the ultimate Florida lifestyle, just minutes from the beach, Intracoastal activities, dining, shopping, and everything Flagler Beach has to offer. Own your own piece of paradise in one of Florida’s most desirable coastal communities. All furnishings can be negotiated with sale. All information deemed accurate but cannot be guaranteed. Roof 2014, AC 3 years old and hot water heater is original.

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2014
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,638
  • Acreage: 0.51
  • Est. Taxes: $6,253
  • Pool: Heated, In Ground, Salt Water
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4949173
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/V4949173/2626ospreycirclen_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 5:05:17 PM)
Listing courtesy of REALTY PROS ASSURED   Phone: 386-677-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2626 OSPREY CIRCLE N, Flagler Beach, FL, 32136

$949,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,200 $759,200 $759,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.203%
Monthly Tax Payment $521 $521 $521
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,552 $4,675 $6,407
Total Monthly Payment $5,165 $5,288 $7,020

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.