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Welcome to this picture-perfect colonial with a wraparound front porch that stops you in your tracks from the moment you arrive. Set on a beautifully manicured corner lot with lush green lawn, classic yellow siding, charming shutters, and overflowing flower baskets, this home has the kind of curb appeal that simply cannot be replicated. Step inside to a warm and inviting layout featuring a spacious living room anchored by a dramatic floor-to-ceiling stacked stone fireplace, gleaming hardwood floors, and recessed lighting throughout. The oversized eat-in kitchen offers rich wood cabinetry, granite countertops, stainless steel appliances including a gas range, a center island with seating, and a seamless flow into the main living space — perfect for everyday living and entertaining alike. Upstairs, the generous primary suite impresses with soaring vaulted ceilings, a ceiling fan, recessed lighting, and ample room for a full sitting area or home office. A detached garage, white vinyl privacy fencing, and a perfectly maintained yard complete this exceptional package. All of this just steps from East Islip's vibrant main street filled with dining and shopping, minutes to Heckscher State Park and private beach access, and with easy access to major highways and the LIRR for effortless commuting. A true South Shore gem — move in and enjoy.
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Our Executive Mortgage Banker:
$899,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,999 | $719,999 | $719,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.223% | 6.058% |
| Monthly Tax Payment | $1,142 | $1,142 | $1,142 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,032 | $4,375 | $6,027 |
| Total Monthly Payment | $5,266 | $5,609 | $7,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.