127 Queechy Shores Beach, Canaan, NY, 12029 | $395,000

Welcome to Queechy Lake Cottage, a vintage Hudson Valley retreat on Queechy Lake in Northern Columbia County's Canaan. Built in the 1930s on land that once served as a boys' camp, this charming 1, 008-square-foot cottage offers indoor-outdoor living with three bedrooms, a full bathroom, and the kind of peaceful lake living that feels increasingly rare. Outside, the compact cottage includes a level lawn with room for a garden, parking for two vehicles, and a spacious deck for entertaining, grilling, or unwinding after a day at the lake. As a member of the Queechy Shores Association, the property includes rare access to a private beach, lake docking, and mooring rights. The beach sits a five-minute walk from the cottage, offering a place to swim, kayak, or simply enjoy the water. The interior centers on an open living area with tall, vaulted ceilings and warm wood paneling that catches beautiful light throughout the day. The original layout maximizes space without sacrificing the intimate scale that defines a true cottage. Large windows frame views of the surrounding pines, and thoughtful updates preserve the vintage atmosphere. A large screened porch with mahogany wood floors extends the living area during warmer months, while the tiled bathroom and efficient kitchen support quiet functionality. Currently configured as a three-season cottage, the property could be converted to year-round use with insulation added to the floors. The location provides a practical balance: close to Tanglewood for summer concerts, the Berkshires for hiking and cultural attractions, and Chatham or Pittsfield for groceries and essentials, yet less than 2. 5 hours from New York City. The property sits on a quiet lane within the association, where the pace slows and the focus shifts to seasonal rhythms. Whether used as a weekend escape, a writer's retreat, or a summer residence, Queechy Lake Cottage delivers straightforward lake access and a nostalgic atmosphere. This is a place to settle in and discover the kind of quiet oasis that drew people to the water in the first place. With summer just months away, now is the time to secure your place on the lake.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Cottage
  • Year Built: 1930
  • Heating: Baseboard, Electric
  • Cooling: None
  • Approx Sq. Feet: 1,008
  • Acreage: 0.12
  • Est. Taxes: $4,235
  • HOA Fee: $950 Annually
  • Lot Desc: Level, Part Wooded, Views
  • View: Lake, Mountain(s), Neighborhood, Trees/Woods
  • Water Front: Yes
  • Elem. School: Mary E Dardess Elementary School
  • Middle School: Chatham Middle School
  • High School: Chatham High School
  • School District: Chatham
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: 958438
  • Days on Market: 94 days
  • Website: https://www.raveis.com
    /prop/958438/127queechyshoresbeach_canaan_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HOULIHAN LAWRENCE, INC   Phone: 518-822-0300

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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127 Queechy Shores Beach, Canaan, NY, 12029

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $353 $353 $353
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,895 $1,971 $2,624
Total Monthly Payment $2,323 $2,399 $3,052

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.