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Welcome to 502A Heritage Village in Southbury, offering comfortable one-level living with water views and great potential to make it your own. This spacious unit features an eat-in kitchen with laminate countertops and flooring, ready for updates and personal touches. The living room, a fireplace (never used), and sliders that open to a flagstone patio overlooking the water. A dining area with additional sliders brings in natural light and extends the living space outdoors. The large secondary bedroom includes a double closet and is conveniently located near the full bath, with the washer and dryer inside the unit. The primary bedroom offers an en suite bath, two double closets, and new wall-to-wall carpeting. With a desirable layout, peaceful setting, and opportunity to update to your taste, this home is a wonderful chance to enjoy all that Heritage Village has to offer. Lowest priced 2-bedroom in the complex.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 10.0 x 13.0 | Main |
| Dining Room | Combination Liv/Din Rm,Patio/Terrace,Sliders,Wall/Wall Carpet | 8.0 x 13.0 | Main |
| Kitchen | Vinyl Floor | 8.0 x 14.0 | Main |
| Living Room | Combination Liv/Din Rm,Dining Area,Fireplace,Patio/Terrace,Sliders,Wall/Wall Carpet | 13.0 x 17.0 | Main |
| Primary Bedroom | Full Bath,Wall/Wall Carpet | 11.0 x 15.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $194 | $194 | $194 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $838 | $873 | $1,153 |
| Total Monthly Payment | $1,107 | $1,142 | $1,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.