632 MONACO DRIVE, Punta Gorda, FL, 33950 | $769,000

PROFESSIONAL PICTURES COMING SOON!!!. . . CUSTOM WATERFRONT HOME ideally situated on a deep-water sailboat basin in the highly sought-after deed-restricted community of Burnt Store Isles, offering direct access to Charlotte Harbor and the Gulf of Mexico. Features 3 Bedrooms, 2 and a half baths, over 2, 400 square feet of living area, a 2 car garage and a circular driveway.

From the moment you enter, soaring cathedral ceilings and breathtaking wide-water views create an impressive coastal ambiance. Designed for both comfortable living and effortless entertaining, this spacious residence features a light-filled living room with pocketing sliding glass doors that seamlessly open to the lanai, a formal dining room highlighted by an elegant arched window, and a warm inviting family room complete with custom built-in shelving and storage.

The kitchen is thoughtfully designed with a breakfast bar, pantry, built-in oven and microwave, stone countertops, and newer stainless steel appliances.

The spacious primary suite is a relaxing retreat featuring a tray ceiling, dual walk-in closets, and an en-suite bath with dual vanities, a separate makeup area, and a walk-in shower.

Sliding glass doors across the rear of the home lead to the expansive covered lanai and heated saltwater pool with a newer pool heater installed in 2024. This exceptional outdoor living space is perfect for entertaining family and friends or simply enjoying the beauty of Southwest Florida while watching fish jump and manatees glide through the canal.

Boating enthusiasts will appreciate the city-maintained 80-foot concrete seawall, oversized dock measuring approximately 7’ x 30’, and the 10, 000-pound boat lift with recently installed motors.

Additional features include hurricane shutters throughout for added peace of mind.

Burnt Store Isles is conveniently located near shopping, dining, golf courses, Fishermen’s Village, downtown Punta Gorda, Punta Gorda Airport, and major highways, while also offering easy access to boating, waterfront restaurants, pickleball, biking, and all the best of the Florida waterfront lifestyle.

Don’t miss this incredible opportunity to own your piece of paradise in one of Punta Gorda’s premier waterfront communities.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 1996
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,418
  • Acreage: 0.22
  • Est. Taxes: $7,149
  • HOA Fee: $50 Annually
  • View: Water
  • Water Front: Yes
  • Pool: Gunite, Heated
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator
  • MLS#: C7525445
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/C7525445/632monacodrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 5:17:08 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

632 MONACO DRIVE, Punta Gorda, FL, 33950

$769,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $615,200 $615,200 $615,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $596 $596 $596
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,688 $3,838 $5,109
Total Monthly Payment $4,376 $4,526 $5,797

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.