4845 20th AVE SE, Naples, FL, 34117 | $789,900

Experience the very best of Naples luxury acreage living in this impeccably maintained, quality-built 4-bedroom + den, 2-bath estate perfectly positioned on 1. 59 private upland acres with no HOA, no rental restrictions, and endless possibilities. Tucked away on a quiet, low-traffic no-thru street, this exceptional property offers privacy, flexibility, modern updates, mature tropical landscaping, and abundant room for RV, boats, a guest house, workshop, or equestrian facilities!
Designed for both relaxed everyday living and entertaining, this spacious 2, 251-square-foot residence welcomes you with soaring cathedral ceilings, an expansive open-concept floorplan, abundant natural light, & tile flooring throughout the main living spaces. All four bedrooms feature upgraded luxury vinyl plank flooring for a warm, modern feel. The open kitchen offers granite countertops, breakfast bar, eat-in dining area, generous cabinetry, ample prep space, & effortless flow into the indoor & outdoor entertainment areas.
The luxurious primary suite serves as a private retreat w/ direct access to the lanai & heated pool and spa area. The generous ensuite bath features a separate walk-in shower, oversized soaking tub, and a large custom-organized walk-in closet. The split-bedroom floorplan provides ideal privacy for family and guests, w/ three additional spacious bedrooms offer oversized closets. A large den/flex space is perfect for a home office, media room, gym, or playroom. Formal dining room as well! A dedicated laundry room, plantation shutters by Norman, granite window sills, updated lighting, designer ceiling fans, a germicidal UV HVAC system, reverse-osmosis water system with new CO2 tank, and plug-and-play generator.
Outdoor living is truly exceptional & feels like your own private resort oasis. The massive 57x34 screened lanai encompasses approximately 2000 square feet of covered entertainment space w/ a stamped concrete patio ideal for dining and lounging. The stunning 25x15 heated pool features a fountain accent, attached 8-person spa, and waterfall feature surrounded by lush tropical landscaping. The fully fenced backyard showcases elegant 6-foot black metal fencing, soaring palm trees, majestic live oaks, and a mature lime tree perfect for fresh mojitos on warm Florida evenings. 1. 59 acres!
Recent improvements include complete interior & exterior repainting, new landscaping, upgraded bedroom flooring, a new pool heater, and modern fixtures throughout. With parking for up to seven vehicles, including space for a large RV or boat, plus a 2. 5-car attached garage, septic and well systems, low taxes, and plenty of room to expand. This rare Naples property delivers the ultimate blend of luxury, privacy, space, and lifestyle flexibility. No rental restrictions! Just 38 minutes from Naples’ world-famous sugar-sand beaches, downtown dining, shopping, golf, and vibrant downtown nightlife, this one-of-a-kind estate truly feels like a year-round vacation paradise.

Features

  • Amenities: None
  • Rooms: 13
  • Bedrooms: 4
  • Baths: 2 full
  • Style: 1 Story/Ranch,Florida,Traditional
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2005
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Air Purifier,Central Electric
  • Approx Sq. Feet: 2,251
  • Acreage: 1.59
  • Est. Taxes: $5,294
  • Lot Desc: Dead End,Horses Ok,Oversize
  • View: Wooded Area
  • Community Type: No Subdivision
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226020642
  • Website: https://www.raveis.com
    /prop/226020642/484520thavese_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Berkshire Hathaway FL Realty

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4845 20th AVE SE, Naples, FL, 34117

$789,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $631,920 $631,920 $631,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $441 $441 $441
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,785 $3,942 $5,205
Total Monthly Payment $4,318 $4,475 $5,738

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.