Welcome to 84 Derby Avenue, a charming colonial nestled in the heart of Greenlawn and sought after Harborfields School District. This inviting 4-bedroom, 2. 5-bath home is situated on a quiet, tree-lined cul-de-sac, offering an atmosphere of tranquil suburban living. As you approach the residence, you're greeted by a beautiful stone walkway leading to a delightful porch, complete with a swing to enjoy on lazy afternoons. Step inside to discover an expansive entryway that ushers you into a spacious, light-filled kitchen. Custom cabinetry, granite countertops, and stainless-steel appliances make this space a chef's dream, while a breakfast bar and dedicated home office area add to its functionality. The main level also features a generous living room, which can serve as a formal dining space if desired, complete with sliding doors that lead you into the backyard. Just off the kitchen, a den with cathedral ceilings, a cozy gas fireplace and skylights form the heart of the home, bathing the space in natural light. Two additional slider doors lead you out to the expansive Trex deck perfect for entertaining. Upstairs, the primary bedroom boasts a spacious ensuite with his and her closets. Three additional bedrooms and a full bathroom with double vanity complete the second floor. A partially finished basement offers extra living space, perfect for a variety of uses. Outside, a fully fenced yard and deck provide a private oasis, with plenty of room for a pool. The home also features an attached two-car garage with attic space, mudroom, gas heat, central air conditioning, and hard wood floors throughout. The location is just as impressive as the property itself, with proximity to town, parks, library, beaches, and the LIRR, making for easy commuting and endless leisure opportunities. 84 Derby Avenue is more than just a house: it's a lifestyle. Experience the perfect blend of comfort, charm, and modern living in this unique home. Come and see it for yourself!
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Our Executive Mortgage Banker:
$1,049,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $839,200 | $839,200 | $839,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.121% | 6.058% |
| Monthly Tax Payment | $1,570 | $1,570 | $1,570 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,699 | $5,031 | $7,025 |
| Total Monthly Payment | $6,394 | $6,726 | $8,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.