12 Dwyer Lane, Wappingers Falls, NY, 12590 | $515,000

Welcome to 12 Dwyer Lane within the Rockingham Farms subdivision. Ideally situated near shopping, restaurants, parks, recreation, schools, and major commuter routes, this house offers a truly central Hudson Valley location. Connected to municipal water and sewer, and natural gas, it combines convenience with everyday comfort.

One of the home's standout features is the ground level, offering flexibility for today's lifestyle. This space includes a spacious family room with a wood-burning fireplace and direct access to the backyard, a fourth bedroom, a full bath, and a large bonus room ideal for a home office, studio, fitness room, or hobby space. With its own private entrance from the driveway and an area that could accommodate a future summer kitchen (buyer to verify), the layout provides outstanding versatility.

The main level features an open floor plan with a bright living room, dining room, expansive family room, and eat-in kitchen designed for comfortable everyday living and entertaining. Three additional bedrooms and a full bath complete the upper level.

Step outside to discover a level and spacious backyard—perfect for outdoor entertaining, gardening, or simply relaxing.

Recent improvements include a new furnace with a transferable warranty (2025), new wall A/C unit (2025), and a washer and dryer (approximately 4yo).

Please excuse the moving boxes and bins as the seller prepares for their next chapter. Be sure to view the home tour video to fully appreciate the home's layout, décor, and possibilities.

Your next chapter starts here!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Raised Ranch
  • Year Built: 1972
  • Heating: Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 2,664
  • Acreage: 0.35
  • Est. Taxes: $10,614
  • Elem. School: Myers Corners
  • Middle School: Wappingers Junior High School
  • High School: Roy C Ketcham Senior High Sch
  • School District: Wappingers
  • Appliances: Dishwasher, Dryer, Refrigerator, Washer
  • MLS#: 1004392
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/1004392/12dwyerlane_wappingersfalls_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of C21 ALLIANCE REALTY GROUP WF   Phone: 845-297-4700

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

12 Dwyer Lane, Wappingers Falls, NY, 12590

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.279% 6.650% 5.992%
Monthly Tax Payment $885 $885 $885
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,503 $2,604 $3,421
Total Monthly Payment $3,479 $3,580 $4,397

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.