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Welcome to 12 Dwyer Lane within the Rockingham Farms subdivision. Ideally situated near shopping, restaurants, parks, recreation, schools, and major commuter routes, this house offers a truly central Hudson Valley location. Connected to municipal water and sewer, and natural gas, it combines convenience with everyday comfort.
One of the home's standout features is the ground level, offering flexibility for today's lifestyle. This space includes a spacious family room with a wood-burning fireplace and direct access to the backyard, a fourth bedroom, a full bath, and a large bonus room ideal for a home office, studio, fitness room, or hobby space. With its own private entrance from the driveway and an area that could accommodate a future summer kitchen (buyer to verify), the layout provides outstanding versatility.
The main level features an open floor plan with a bright living room, dining room, expansive family room, and eat-in kitchen designed for comfortable everyday living and entertaining. Three additional bedrooms and a full bath complete the upper level.
Step outside to discover a level and spacious backyard—perfect for outdoor entertaining, gardening, or simply relaxing.
Recent improvements include a new furnace with a transferable warranty (2025), new wall A/C unit (2025), and a washer and dryer (approximately 4yo).
Please excuse the moving boxes and bins as the seller prepares for their next chapter. Be sure to view the home tour video to fully appreciate the home's layout, décor, and possibilities.
Your next chapter starts here!
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Our Executive Mortgage Banker:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.279% | 6.650% | 5.992% |
| Monthly Tax Payment | $885 | $885 | $885 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,503 | $2,604 | $3,421 |
| Total Monthly Payment | $3,479 | $3,580 | $4,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.