16120 CEDAR KEY DRIVE, Wimauma, FL, 33598 | $450,000

Welcome home to this beautifully maintained Palazzo model in the sought after 55+ community of Valencia Lakes! Built in 2016 and offering 2, 185 square feet, this thoughtfully designed residence features 3 bedrooms, a den, 2. 5 bathrooms, and an oversized 2. 5 car garage, giving you the perfect blend of comfort, function, and Florida lifestyle.

From the moment you arrive, the attractive curb appeal, lush landscaping, and elegant double leaded glass entry doors create a warm welcome. Step inside to an open and airy floor plan featuring diagonal tile flooring throughout the main living areas, neutral décor, and a move in ready feel that makes settling in effortless.

Designed for both everyday living and entertaining, the spacious great room showcases a beautiful coffered ceiling and seamlessly flows into the dining area and kitchen. Large sliding glass doors open to the extended screened lanai, creating the perfect indoor outdoor living experience with peaceful, private views ideal for morning coffee or unwinding at the end of the day.

The kitchen is both stylish and functional, offering white wood cabinetry, extensive counter space, pull out drawers, under and upper cabinet lighting, glass accent cabinetry, a tiled backsplash, and a Bosch dishwasher. A sunny casual dining space framed by tropical views makes this kitchen as inviting as it is practical.

The spacious primary suite is a true retreat, complete with a coffered ceiling, two large walk in closets with organizers, and a spa inspired ensuite bath featuring dual sinks, abundant counter space, wood cabinetry, linen storage, and a large walk in shower.

Guests will appreciate two generously sized secondary bedrooms and a conveniently located full bath, while the versatile den offers the perfect space for a home office, hobby room, or optional fourth bedroom. A separate half bath adds additional convenience.

Additional features include a laundry room with washer and dryer, water softener, and accordion hurricane shutters throughout for added peace of mind. The oversized garage provides plenty of room for storage, a workshop area, or even your golf cart to enjoy everything the community has to offer.

Living in Valencia Lakes means more than owning a home, it means embracing a resort lifestyle every day. Residents enjoy a stunning clubhouse, resort style pool, lap and resistance pools, fitness center, social hall, clubs, classes, card rooms, walking paths, sports, and countless activities in one of Florida’s premier 55+ communities.

Come experience the lifestyle you’ve worked for and deserve. Make an appointment today!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,171
  • Acreage: 0.15
  • Est. Taxes: $7,772
  • HOA Fee: $1,770 Quarterly
  • Adult Communities: Yes
  • Elem. School: Reddick Elementary School
  • Middle School: Eisenhower-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8511205
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/TB8511205/16120cedarkeydrive_wimauma_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 8:47:16 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16120 CEDAR KEY DRIVE, Wimauma, FL, 33598

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $648 $648 $648
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,158 $2,246 $2,989
Total Monthly Payment $2,881 $2,969 $3,712

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.