1432 Westway Drive, Charleston, SC, 29412 | $399,000

Two story split level brick home in convenient location on James Island. This home features wood floors in much of the upstairs, large eat-in kitchen, living room/dining room area, and 2 brs and a full bath. On the lower level is the master bedroom and another full bath, one more bedroom, and more living space area. There is also an unfinished utility room and a sunroom that is not included in the square footage. The seller is selling the home in ''as-is'' condition and will do no repairs from so please only buyers who understand this. Some recent improvements have been done with a new architectural shingled roof and new hvac system replaced in approx. 2024. The water heater was replaced approx. 2021. House was just occupied so it is livable, but does need updating. Great opportunity toA house with this much square footage under 400k on James Island and renovate as your budget allows to build some sweat equity. Note that one of the brs upstairs was opened up to another br and could possibly be returned back to 3brs upstairs. Listing agent is related to the seller.

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Style: Traditional
  • Development: 21 - James Island
  • Year Built: 1965
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,850
  • Acreage: 0.2
  • Lot Desc: Interior Lot
  • Elem. School: Stiles Point
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 26015218
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/26015218/1432westwaydrive_charleston_sc?source=qrflyer
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Listing courtesy of Carolina One Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1432 Westway Drive, Charleston, SC, 29412

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,914 $1,991 $2,651
Total Monthly Payment $1,989 $2,066 $2,726

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.