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Completely renovated and thoughtfully updated, this spacious 3/4 bedroom, 2 bathroom ranch is ideally situated at the end of a quiet cul de sac in Port Jefferson Station. Designed with modern style and everyday comfort in mind, the home features luxury vinyl flooring throughout and an inviting open flow perfect for today’s lifestyle. The beautifully renovated kitchen showcases white cabinetry, quartz countertops, and stainless steel appliances, creating a bright and polished space for cooking and entertaining. Both bathrooms have been fully renovated with contemporary finishes, while 2 zone central air conditioning and heating provide added comfort and efficiency throughout the home. A full basement with outside entrance offers exceptional flexibility for storage, recreation, workspace, or additional living possibilities. Outside, the fully fenced yard is enhanced with in ground sprinklers and provides privacy and space to relax, entertain, or enjoy outdoor activities. Updates include roof, windows, appliances, smart thermostats and lighting, electric, central air, water heater, plumbing, and much more. Conveniently located near shopping, dining, parks, transportation, and major roadways, this move in ready home combines modern upgrades with a desirable cul de sac setting in the heart of Port Jefferson Station.
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Our Executive Mortgage Banker:
$514,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $411,200 | $411,200 | $411,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $931 | $931 | $931 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,463 | $2,565 | $3,387 |
| Total Monthly Payment | $3,486 | $3,588 | $4,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.