31 Pine Street, Andover, MA, Massachusetts, property flyer

31 Pine Street, Andover, MA, 01810 | $1,300,000

Charm-infused Victorian masterfully reimagined in prime downtown Andover. Rare first-floor primary suite, stunning custom kitchen with statement quartz island and beautifully crafted cabinetry inspiring a seamless open-concept design. Timeless architecture meets today's most sought-after updates. Stained-glass bay window parlor flows into sunlit living and dining spaces onto a Trex deck overlooking manicured grounds. Upstairs, three warmly appointed bedrooms, skylight-enhanced full bath, and tucked-away den. Finished grade-level lower floor perfect for family room or home office with full kitchen, half bath, and slider to garden patio. With private exterior entry and interior access, to lower level easily adapted as an in-law, au pair, or guest suite. Lush gardens with curated flower beds, custom patio, and gardener's shed compose a serene retreat abutting conservation land. Minutes from Andover's celebrated shops, acclaimed dining, and MBTA commuter rail.

Features

Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station, University
Rooms: 10
Bedrooms: 4
Baths: 2 full / 2 half
Laundry: Bathroom - Half, Countertops - Stone/Granite/Solid, Electric Dryer Hookup, Washer Hookup, First Floor
Style: Victorian

Year Built: 1910
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry, Sump Pump
Approx Sq. Feet: 3,333
Acreage: 0.26
Est. Taxes: $12,652
Lot Desc: Cleared

View: Scenic View(s)
Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer
MLS#: 73524619
Website: https://www.raveis.com
/eprop/73524619/31pinestreet_andover_ma?source=qrflyer

The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Kyle Kaagan Team courtesy of Gibson Sotheby's International Realty Phone: 617-426-6900

Room Information

Type	Description	Dimensions	Level
Bedroom 2	Ceiling Fan(s), Flooring - Hardwood	12.9 x 18.1	Second
Bedroom 3	Ceiling Fan(s), Flooring - Hardwood	13.2 x 14.7	Second
Bedroom 4	Ceiling Fan(s), Flooring - Hardwood	18.2 x 11.6	Second
Dining Room	Flooring - Hardwood, Open Floorplan, Recessed Lighting, Lighting - Pendant	20.8 x 11.7	First
Kitchen	Flooring - Hardwood, Kitchen Island, Deck - Exterior, Open Floorplan, Recessed Lighting, Remodeled, Gas Stove, Lighting - Pendant	12.5 x 16.5	First
Living Room	Flooring - Wood, Deck - Exterior, Open Floorplan, Recessed Lighting, Lighting - Pendant	24.6 x 13.1	Main,First
Master Bedroom	Bathroom - Full, Bathroom - Double Vanity/Sink, Ceiling Fan(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Recessed Lighting, Remodeled	13.9 x 16.6	Main,First

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
Place up to 20+ photos of your home on our website, raveis.com
Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
Showcase your home on raveis.com with a larger and more prominent format
Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

31 Pine Street, Andover, MA, 01810

$1,300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

	5/6 (30 Yr) Adjustable Rate Jumbo*	30 Year Fixed-Rate Jumbo	15 Year Fixed-Rate Jumbo
Loan Amount	$1,040,000	$1,040,000	$1,040,000
Term	360 months	360 months	180 months
Initial Interest Rate**	5.375%	6.125%	5.875%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.117%	6.235%	6.058%
Monthly Tax Payment	$1,054	$1,054	$1,054
H/O Insurance Payment	$125	$125	$125
Initial Principal & Interest Pmt	$5,824	$6,319	$8,706
Total Monthly Payment	$7,003	$7,498	$9,885

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.