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Original owner has treasured this home for nearly 20 years, but it is time for someone new to write the next chapter! Discover the perfect combination of a desired neighborhood setting, a spacious colonial floor plan and a peaceful, private lot. Enter into an immaculate interior where meticulous care and quality upgrades set the tone throughout. The family room centers around a gas fireplace and light floods the space through an abundance of windows. Spacious eat-in kitchen features an island for dining, granite countertops, oak cabinets and tile backsplash. Living room flows into the dining room for the perfect place to enjoy holiday gatherings. Retreat to the romantic primary suite tucked behind double doors and accented by a vaulted ceiling. The primary bathroom boasts dual sinks, a soaking tub, stall shower and walk-in closet. Three additional bedrooms, a laundry room with new washing machine and another full bath with dual sinks complete the second floor. Discover even more living space in the finished basement, offering flexibility for a home office, gym, playroom or private guest space. This level also includes the home’s third full bathroom and plenty of storage. Entertaining is a breeze on the stamped concrete patio or the oversized deck complete with a gazebo for shade. Backyard is large, level and backs to wooded area for privacy. Additional highlights include Hague water system with reverse osmosis filtration, energy-efficient and cost-saving tankless water heaters and a two-car garage equipped with an overhead mechanical pulley lift system featuring four 48x48 platforms for exceptional storage and organization. Natural gas, municipal water, sewer and sanitation complete the package in an ideal commuter location within the Valley Central school district.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$628,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $502,400 | $502,400 | $502,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,233 | $1,233 | $1,233 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,009 | $3,134 | $4,138 |
| Total Monthly Payment | $4,334 | $4,459 | $5,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.