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This inviting, turn-key 2, 758 sq. ft. four-bedroom, two-and-a-half-bath Colonial offers a private and serene retreat on two open acres in the Town of Newburgh, just minutes from Chadwick Lake Park and local amenities. The meticulously landscaped grounds welcome you with a vibrant collection of mature plantings, including lace leaf Japanese maples, hydrangea bushes, daylilies, butterfly bushes, and Rose of Sharon in multiple colors, all complemented by the soft beauty of pink and white weeping cherry trees. The property also features a personal harvest of apple, Asian pear, and plumcot trees, alongside concord grapes and raspberry bushes. Outdoor living is a delight on the front and back Trex decking, which leads to a cozy, fenced-in patio area perfect for entertaining. Inside, the home glows with warmth, featuring a kitchen with stainless steel appliances, central air, a propane fireplace for chilly evenings, and comfortable baseboard heat. A finished bonus room above the garage provides a flexible, cozy space kept comfortable year-round with its own heating and air conditioning, while the full basement offers outside access, an auxiliary wood furnace, dual 275-gallon oil tanks, and significant potential for future expansion. This quiet, well-loved estate perfectly balances extensive natural beauty with modern comfort and a true sense of home.
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Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,029 | $1,029 | $1,029 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,369 | $4,448 |
| Total Monthly Payment | $4,355 | $4,490 | $5,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.