Welcome home to this stunning recently built condo at" The Villas at Pine Crossing " Agawam/F Hills first 55+ adult condo community! This beautiful “Newport Ranch” unit offers easy 1-level living with a bright open floor plan featuring red oak hardwood flrs, cathedral ceilings, skylights, & abundant natural light throughout. The spacious kitchen is perfect for entertaining w/ granite countertops, SS appliances, recessed lighting, & a large center island overlooking the dining & living areas. Cozy up by the gas fireplace or step through the slider to your patio for morning coffee or evening relaxation. The roomy primary suite features a walk-in closet & private bath, while the partially finished basement w/ a 1/2 bath offers extra living space perfect for guests, hobbies, or a home office. Enjoy maintenance-free living just steps from Still Brook Park a beautiful 216 ± acre park w/ walking & hiking trails, canoeing, kayaking, fishing & picnicking. Showings begin @ Open House 5/31 1-3pm.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Flooring - Hardwood | First |
| Dining Room | Skylight, Cathedral Ceiling(s), Flooring - Hardwood, Open Floorplan | First |
| Kitchen | Cathedral Ceiling(s), Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Dryer Hookup - Electric, Open Floorplan, Recessed Lighting | First |
| Living Room | Skylight, Cathedral Ceiling(s), Flooring - Hardwood, Open Floorplan | Main,First |
| Master Bedroom | Walk-In Closet(s), Flooring - Hardwood, Crown Molding, Tray Ceiling(s) | First |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $523 | $523 | $523 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,587 | $2,695 | $3,558 |
| Total Monthly Payment | $3,201 | $3,309 | $4,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.