407 Smithfield Avenue, Pawtucket, RI, 02860 | $499,900

Set on a beautifully landscaped corner lot, this distinctive 5-bedroom, 3. 5-bath residence blends timeless character with flexible living space and exceptional functionality throughout. A gracious front entry welcomes you into a home featuring hardwood flooring across the main living areas and a versatile main-floor flex room ideal as a home office or guest suite, or additional bedroom, complete with custom built-in bookshelves, an integrated desk, and dedicated climate control. The kitchen features iconic St. Charles steel cabinetry paired with quality appliances and practical design for everyday living. Upstairs, custom built-ins, integrated storage solutions, and a hallway library maximize space, while one bath preserves original mid-century character with vintage tile and porcelain details. The partially finished lower level offers a recreation room with a custom brick hearth, full bath, and additional storage. Comfort features include Mitsubishi ductless mini-splits, radiant heated flooring. Outdoor living includes a screened porch, brick patio, irrigation system, exterior lighting, and natural gas grill connection. Located in a CL Commercial Limited zone, the property presents unique flexibility with potential opportunities for future business use or conversion, subject to buyer verification and approvals. Convenient to commuter rail, recreation, and local amenities. Can be sold with MLS# 1413305 - 0 Columbia (Vacant Lot) and MLS# 1413304 - 104 Fairview (2 Family)

Features

  • Property Type: Commercial
  • Utilities: Electricity Available,Natural Gas Available,Sewer Connected
  • Year Built: 1960
  • Est. Taxes: $4,787
  • MLS#: 1413303
  • Website: https://www.raveis.com
    /prop/1413303/407smithfieldavenue_pawtucket_ri?source=qrflyer
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Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Keller Williams Leading Edge   Phone: 401-333-4900

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

407 Smithfield Avenue, Pawtucket, RI, 02860

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $399 $399 $399
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,398 $2,495 $3,321
Total Monthly Payment $2,872 $2,969 $3,795

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.