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2 Howard Street, Ipswich, MA, 01938 | $650,000
OPPORTUNITY IS KNOCKING! This four-bedroom 1. 5 bath Colonial with sunroom/breezeway and attached garage, sits nicely on a level, corner lot in a desirable and established Ipswich neighborhood. Many major exterior improvements, undertaken in 2024, include siding, gutters, roof, windows, trim, porches, composite decking and railings. Main level is comprised of original kitchen (in dire need of updating) diningroom w/built-in china cabinet, livingroom with fireplace, den and large half bath. Second floor has a nice walk around landing with four corner bedrooms and very recent, well-appointed bath with walk-in shower. Hardwood flooring on both levels. Attic storage, full basement with newer bulkhead, The one-car garage has storage loft. Newer, high efficiency Veissmann boiler and hot water heater. The interior updates needed would be well warranted in this neighborhood of higher valued homes. First showings at OH Sat 5/30 10: 30-12 Sun OH 12: 30 to 2: 30 and by appt after weekend.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 half
- Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
- Style: Colonial
- Year Built: 1955
- Garage: 1-car Attached
- Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
- Approx Sq. Feet: 1,666
- Acreage: 0.25
- Est. Taxes: $6,772
- Lot Desc: Corner Lot
- Appliances: Water Heater, Refrigerator, Washer, Dryer
- MLS#: 73524415
- Website: https://www.raveis.com
/prop/73524415/2howardstreet_ipswich_ma?source=qrflyer
Listing by Kathleen Brown courtesy of Windhill Realty, LLC
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Flooring - Hardwood | Second |
| Bedroom 3 | Flooring - Hardwood | Second |
| Bedroom 4 | Flooring - Hardwood | Second |
| Dining Room | Flooring - Hardwood | First |
| Kitchen | First | |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Flooring - Hardwood | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2 Howard Street, Ipswich, MA, 01938
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $564 | $564 | $564 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,118 | $3,244 | $4,318 |
| Total Monthly Payment | $3,774 | $3,900 | $4,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630