Are you searching for a perfect location? This affordable and very cute ranch sits among quiet suburban neighborhood, yet amid vibrant urban feel of the city of Quincy, next to Boston. Short stroll away from President's Golf Course, Minutes to North Quincy T, I93, Town of Milton, Neponset River, Quincy Shore Dr, sandy Wollaston Beach. Cross over the bridge to shops in Dorchester and bustling Boston. Experience Boston's best Colleges, library, and more. Enjoy living within Quincy's best cultural shopping and dining cuisines. This is an exceptional opportunity for this highly desired location! Why buy condo when this house can offer it all? Park in your own driveway, 4 car tandem. Plant your garden in the generous back yard. Home offers 2br on first floor, 1 bath, large living room area, a separate kitchen. Basement has full bath with laundry units, an home office, and open space for family activities. Need more space? check with city for potential expansion opportunities.
| Type | Level |
|---|---|
| Bedroom 2 | Second |
| Living Room | First |
| Master Bedroom | First |
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Our Executive Mortgage Banker:
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$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $492 | $492 | $492 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,590 | $2,695 | $3,587 |
| Total Monthly Payment | $3,174 | $3,279 | $4,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.