20131 Ian CT, Estero, FL, 33928 | $249,900

Located within the gated community of Breckenridge, this desirable first-floor residence offers bundled golf and an active resort-style lifestyle in the heart of Estero. The two-bedroom, two-bath home combines updated interior finishes, functional living spaces and scenic golf course and lake views in one of Southwest Florida’s most convenient locations. Inside, the residence features new flooring installed in 2023, renovated kitchen and baths completed in 2023, new appliances installed in 2023, quartz countertops and impact glass windows and doors for added protection and efficiency. The open living and dining areas are designed for comfortable everyday living and entertaining, while large windows and sliding glass doors allow natural light to fill the space and highlight the peaceful surrounding views. One of the home’s standout features is the enclosed lanai, which has been converted into additional air-conditioned living space and features remote-controlled blinds, creating a larger interior footprint and offering flexibility for a sitting room, office or extended entertaining area. Overlooking both the golf course and lake, the residence provides a relaxing setting with desirable Southwest Florida scenery. The primary suite includes a generous walk-in closet and a well-appointed bath with ample storage and functionality. The guest bedroom and additional bath provide comfortable accommodations for visitors or seasonal residents. Additional updates include a new water heater installed in May 2022 and a new air-conditioning system installed in May 2026. The residence also includes a covered parking space along with ample guest parking nearby for added convenience. Breckenridge residents enjoy access to bundled golf, tennis courts, pickleball, a resort-style pool, clubhouse and a full calendar of social activities and amenities. Ideally located in the heart of Estero, this residence offers easy access to Southwest Florida International Airport, Coconut Point Mall, Miromar Outlets, Gulf beaches, dining and entertainment throughout Southwest Florida.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Guest
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: BBQ - Picnic,Bocce Court,Clubhouse,Community Pool,Community Room,Exercise Room,Golf Course,Library,Pickleball,Putting Green,Shuffleboard,Sidewalk,Tennis Court
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: VILLAGES ON LAKE AUGUSTA
  • Development: BRECKENRIDGE
  • Year Built: 1998
  • Common Charge: $415 Monthly
  • Approx Sq. Feet: 1,088
  • Acreage: 0.29
  • Est. Taxes: $1,479
  • Master HOA Fee: $725
  • Lot Desc: Zero Lot Line
  • View: Golf Course,Lake
  • Community Type: Gated
  • Pet Policy: Limits
  • MLS#: 226019088
  • Website: https://www.raveis.com
    /prop/226019088/20131ianct_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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20131 Ian CT, Estero, FL, 33928

$249,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $123 $123 $123
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,215 $1,262 $1,660
Total Monthly Payment $1,413 $1,460 $1,858

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.