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Enjoy serene golf course views paired with a strong sense of privacy in this beautifully updated 4BR/2BA residence located within the sought after Royal St. Augustine Golf & Country Club community. With warmth, character, and quality throughout, this home feels inviting and exceptionally well built. The layout strikes a balance between open gathering spaces and comfortable, defined living areas, creating an atmosphere that works equally well for quiet evenings at home or time spent with family and friends. At the center of the home is a customized kitchen featuring quartz countertops, stainless steel appliances, pendant lighting, and a California-style bar area. A built-in desk nook provides space for work-from-home tasks or everyday organization, while rich wood flooring extends throughout the main living areas and kitchen. Both formal and casual dining spaces provide flexibility for everyday meals and special occasions alike. The primary suite is spacious and filled with natural light, with a tray ceiling and a separate sitting area ideal for reading or quiet mornings at home. The en suite bath includes dual vanities, a soaking tub, walk-in shower, and an oversized walk-in closet. Three additional bedrooms are positioned on the opposite side of the home, creating privacy for family members or guests. The screened lanai offers generous space for both outdoor dining and relaxed seating areas, all overlooking lush tropical landscaping and calming golf course views. The setting feels tucked away and private, more like a secluded garden retreat than a traditional golf course home. A fully fenced backyard and bright laundry room with natural light further enhance the home’s comfort and functionality. Recent improvements add value and peace of mind, including a roof that is only 6 years old, HVAC system replaced just 3 years ago, gutters added in 2024. Interior upgrades also include a new garbage disposal (2024), new dryer (2022) and new washer & dishwasher (2020). Ideally located just minutes from shopping, dining, historic downtown St. Augustine, and the beaches, this home combines comfort, enduring quality, and a convenient location within one of the area’s most established golf course communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $475 | $475 | $475 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,103 | $2,191 | $2,893 |
| Total Monthly Payment | $2,653 | $2,741 | $3,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.