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Comfortable ranch home sitting on a beautiful wooded 3 acre lot with privacy, yet a short drive to I-95. Enjoy single story daily living, with the ability to spread the enjoyment to the walk out finished basement. The first floor offers 3 bedrooms, a full bathroom with tub/shower, kitchen, living room, dining area and a light filled 3 season room. Oak hardwood floors throughout the main level, with a ceramic tiled bathroom and kitchen. Interior of home is currently being freshly painted and all new heat baseboard covers are being installed. The downstairs is a walk-out with ADU potential (with buyer due diligence), featuring a family room with a wood stove, a den/office, an additional large room with a closet, full bathroom with a shower stall, utility room and laundry area. This level will feature newly installed laminate flooring in 2 rooms and is currently being freshly painted. Brand new indirect hot water tank, 9 yr old roof, and a 300' well was drilled in 2012 when this seller purchased. The exterior of the home is vinyl sided and there is a large trex deck. The detached garage/barn is 768 sq. ft. and has electricity. . . perfect for all your projects! Garage is in need of a new roof and door opener. Exeter-West Greenwich Schools.
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $405 | $405 | $405 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,278 | $2,371 | $3,156 |
| Total Monthly Payment | $2,758 | $2,851 | $3,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.