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Presented by
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One or more photo(s) has been virtually staged. "BUYER MUST ASSUME SOLAR PANELS". Welcome to 62 Herring Court in Poinciana, Florida, a four-bedroom, two-bathroom single family home in Polk County featuring an attached two-car garage, recently updated major systems including a brand-new 2024 roof, and access to one of the most amenity-rich low-HOA communities in Central Florida. Built with durable concrete construction on a slab foundation in 2003, the home is engineered for Florida living and valued for storm resilience, pest resistance, and lower long-term maintenance compared with older frame inventory. The standout system upgrade is a complete roof replacement completed in 2024, providing decades of fresh weather protection ahead and removing one of the most common closing-cost concerns in Central Florida real estate. The central air conditioning system and water heater were both replaced in 2016 and continue to function in good working condition, supporting comfortable climate control and reliable service through Florida's long cooling season. Installed solar panels help reduce monthly utility costs, with the existing solar financing assumed by the buyer at closing. The interior floor plan provides four bedrooms and two full bathrooms with flexible space for a primary suite, dedicated home office, guest accommodations, or media room, plus practical room flow connecting the living, dining, and kitchen areas for everyday use and entertaining. The home does need some cosmetic updates including new flooring or carpet, fresh interior paint, a shower head refresh, and minor fence work, but it remains in good overall condition with strong long-term upside, allowing a new owner to personalize finishes and build immediate equity through controlled cosmetic improvements rather than inheriting someone else's renovation decisions. Outside, the attached two-car garage provides covered parking and storage, and the homesite delivers usable outdoor space for entertaining, gardening, or future improvements. The property connects to public sewer and city water, sits outside any flood zone, and carries a low HOA of only $90 a month that includes cable television and wifi internet plus full access to community amenities including a fitness center and swimming pool, delivering meaningful monthly value. With no rental restrictions, the community supports investor flexibility for short-term and long-term rental positioning. The Poinciana location places residents within convenient reach of Cypress Parkway, Pleasant Hill Road, US-17/92, regional shopping and dining, medical facilities, the broader Kissimmee and Orlando metropolitan markets, Walt Disney World and Central Florida theme park attractions, and the I-4 corridor driving housing demand across Polk and Osceola County. For investors seeking updated systems and cosmetic upside in a low-HOA community with no rental restrictions, or owner-occupants seeking a four-bedroom Polk County home with new roof, two-car garage, solar savings, and amenity-rich community access, 62 Herring Court merits serious consideration at current market value.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
Sales Associates
William Raveis Real Estate
Phone: 860.850.0500
OneandCompany@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $164 | $164 | $164 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,149 | $1,197 | $1,581 |
| Total Monthly Payment | $1,388 | $1,436 | $1,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.