|
Welcome home to this warm and inviting split ranch in the heart of Terryville; offering a spacious three-level layout designed for both comfortable everyday living and effortless entertaining. The main level welcomes you with a gracious foyer that flows seamlessly into a formal dining room, lovingly updated eat-in kitchen, and convenient half bath. The eat in kitchen has been updated with new stainless steel appliances, new cabinetry, lighting and flooring. Formal dining room—perfect for holiday gatherings, casual dinners, or hosting friends and family, has also been updated with a pass through to the kitchen, new flooring and ceiling fan. Just off the kitchen, you’ll find access to the one-car garage, along with an oversized pantry complete with a secondary refrigerator for added convenience and storage. The den is truly the heart of the home, featuring vaulted ceilings and oversized sliders that fill the space with natural light and open beautifully to the backyard—creating a warm and welcoming atmosphere for relaxing evenings or entertaining guests. The second level features a bright formal living room highlighted by a large picture window that brings in wonderful natural sunlight throughout the day. Whether used as a cozy retreat, media room, or additional entertaining space, this room offers exceptional flexibility. Upstairs, the private bedroom level includes a primary suite, two additional bedrooms, and a beautifully updated Jack-and-Jill bathroom. A massive walk-in closet—originally designed as a fourth bedroom—provides incredible storage and could easily be converted back if desired. The upstairs wood flooring has been updated, all carpeting throughout the home is brand new, and every bathroom has been tastefully renovated with a clean, modern feel. Additional highlights include a widened driveway offering ample parking, thoughtful interior upgrades throughout, and a layout that perfectly balances functionality with charm. Combining the timeless appeal of a split-level design with modern updates and inviting living spaces, and just down the road from all that Port Jefferson Village has to offer - amazing restaurants, activities, shopping, the PJ ferry and harbor and more, this home is ready to welcome its next owners. !
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,920 | $471,920 | $471,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $987 | $987 | $987 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,867 | $2,980 | $3,919 |
| Total Monthly Payment | $3,946 | $4,059 | $4,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.