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One or more photo(s) has been virtually staged. Welcome to this charming Kingston II with a peaceful pond view, located in Sun City Center's premier 55+ community! Enjoy relaxing sunny days while watching wildlife from the breakfast nook or the oversized screened lanai in this beautifully maintained 3-bedroom, 2-bath home. The updated kitchen is truly a chef's delight, featuring white cabinetry with pull-out drawers, granite countertops, stainless steel appliances, an upgraded pantry with convenient drawers, and attractive wood-look flooring. Just off the kitchen, Bedroom 3 includes a pocket door, making it ideal for a den, office, or guest room. Both bathrooms have been tastefully updated with walk-in showers, raised vanities, and comfort-height commodes. Major updates provide added peace of mind, including a NEW roof in 2024, front windows replaced in 2022, HVAC in 2017, and water heater in 2021. Additional features include accordion shutters on all windows, rear gutters with rain guards, and an extra freezer in the garage. The HOA fee of $338 quarterly covers lawn mowing, fertilizing, and front landscape trimming. Buyers are required to pay a one-time $3, 000 capital funding fee to the Sun City Center Community Association, along with annual dues of $346 per person for access to community amenities. Sun City Center offers an exceptional active adult lifestyle with a state-of-the-art fitness center, indoor Olympic lap pool, resistance pool, outdoor pool, and countless recreational opportunities. Residents enjoy softball, pickleball, tennis, arts and crafts, woodworking, lawn bowling, dancing, model trains, and more than 150 clubs and activities. Optional membership to Club Renaissance and golf memberships are also available. Conveniently located near shopping, dining, medical facilities, theaters, beaches, sporting events, Tampa International Airport, and the beautiful Gulf Coast attractions of Tampa, Sarasota, and St. Petersburg, this home offers the perfect blend of comfort, convenience, and carefree Florida living!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,415 | $1,472 | $1,960 |
| Total Monthly Payment | $1,756 | $1,813 | $2,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.