4750 COVE CIRCLE, #706, St. Petersburg, FL, 33708 | $121,500

Welcome to the kind of waterfront lifestyle people spend years searching for. Located in the highly sought-after 55+ gated community of Sea Towers, this fully furnished studio condo at 4750 Cove Circle #706 offers sweeping panoramic views of both the Gulf of Mexico and the Intracoastal Waterway, creating the perfect backdrop for every sunrise, sunset, and everything in between.

From the moment you walk inside, you are greeted by natural light pouring through hurricane impact windows while the open layout was thoughtfully designed to maximize the water views from nearly every angle. Whether you are looking for a seasonal getaway, an investment in your retirement lifestyle, or a low-maintenance full-time residence, this condo checks every box.

The kitchen comes fully equipped and flows seamlessly into the living and sleeping space, making the entire condo feel comfortable, functional, and effortlessly coastal. Best of all, it is being sold fully furnished, allowing you to move right in and immediately begin enjoying the Florida waterfront lifestyle.

Step outside and enjoy private beach access where you can spend your days walking along the shoreline, relaxing in the sun, or simply taking in the peaceful sounds of the water. Sea Towers is known for its active lifestyle and resort-style amenities including a waterfront pool, fitness center, clubhouse, social events, walking paths, shuffleboard, tennis courts, and 24/7 gated security.

Perfectly positioned in St. Petersburg near Madeira Beach, Johns Pass Village, Seminole City Center, Bay Pines VA Hospital, Tyrone Square Mall, grocery stores, restaurants, and major roadways including Gulf Boulevard and Park Street, this location places you close to everything while still feeling like a private coastal retreat. Tampa International Airport and St. Pete-Clearwater International Airport are both within convenient driving distance as well.

Opportunities like this rarely become available. If you have been waiting for an affordable waterfront condo with private beach access, breathtaking views, and true resort-style living, this is one you will not want to miss.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: None
  • Complex: LEXINGTON TOWERS CONDO
  • Year Built: 1970
  • Approx Sq. Feet: 485
  • Est. Taxes: $2,059
  • Condo Fee: $699 Monthly
  • Lot Desc: City Lot
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Cooktop, Microwave, Refrigerator
  • MLS#: D6147569
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/D6147569/4750covecircle_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2026 5:04:07 PM)
Listing courtesy of CENTURY 21 SUNBELT REALTY   Phone: 941-625-6120

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4750 COVE CIRCLE, #706, St. Petersburg, FL, 33708

$121,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $97,200 $97,200 $97,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $172 $172 $172
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $582 $606 $801
Total Monthly Payment $829 $853 $1,048

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.