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!!Move-in Ready!! Bristol Terrace Complex!! This beautifully maintained 2-bedroom, 1. 5-bath duplex-style townhouse with Central A/C, Natural Gas Heat, and 1 car attached garage, is located in Town Plot neighborhood of Waterbury. Nicely maintained grounds with front picket fence wall. First floor features a spacious eat-in kitchen with Quartz Countertop. Bright and Sunny Living room with newer laminate flooring and picture window. Convenient pantry and half bath complete the first floor. Second floor, the primary bedroom includes two closets, ceiling fan, both bedrooms feature wall-to-wall carpeting. Upstairs Full bath with shower/tub combination completes the second level. Convenient pull-down attic stairs for extra attic storage space. Walk out basement offering washer and dryer hook-ups, provides additional storage space up to 562 square feet. New Roof May 2026. Owner must occupy unit for three years before renting is allowed. Not FHA approved. This unit will not qualify for FHA financing. Conveniently located with easy access to shopping, dining, and major highways to Route 8 and I-84.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Eat-In Kitchen | Ceiling Fan,Quartz Counters,Pantry,Laminate Floor | Main |
| Living Room | Laminate Floor | Main |
| Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,920 | $183,920 | $183,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $355 | $355 | $355 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,088 | $1,147 | $1,515 |
| Total Monthly Payment | $1,517 | $1,576 | $1,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.