46 39th Street, Islip, NY, 11751 | $799,000

Welcome to this beautifully maintained and spacious home nestled on a quiet, tree-lined street! From the moment you arrive, you’ll appreciate the manicured landscaping, charming curb appeal, and oversized property offering both privacy and room to relax. Inside, this warm and inviting home features hardwood floors, generously sized living spaces, and an abundance of natural light throughout. The updated eat-in kitchen boasts custom wood cabinetry, granite countertops, stainless steel appliances, gas cooking, and a bright dining area perfect for everyday living and entertaining. The home offers multiple comfortable gathering spaces including a formal dining room, cozy living room, oversized family room, and dedicated home office. Upstairs, the spacious bedrooms provide plenty of room, including a large primary bedroom with ample closet space. Additional highlights include beautifully updated bathrooms, a finished basement with tremendous storage and recreation space, recessed lighting, and meticulous pride of ownership throughout. Step outside to your private backyard retreat featuring a large deck, lush landscaping, mature trees, and plenty of room for entertaining, summer barbecues, or simply enjoying peaceful outdoor living. A rare opportunity to own a lovingly cared for home with space, charm, and flexibility both inside and out!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Colonial
  • Year Built: 1964
  • Garage: 1-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: Full
  • Approx Sq. Feet: 2,340
  • Acreage: 0.28
  • Est. Taxes: $15,769
  • Elem. School: Commack Road Elementary School
  • Middle School: Islip Middle School
  • High School: Islip High School
  • School District: Islip
  • Appliances: Oven, Refrigerator
  • MLS#: 000039
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/000039/4639thstreet_islip_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Eric G Ramsay Jr Assoc LLC   Phone: 631-665-1500

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

46 39th Street, Islip, NY, 11751

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $1,314 $1,314 $1,314
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,884 $4,036 $5,308
Total Monthly Payment $5,290 $5,442 $6,714

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.