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Presented by
Suzanne Walsh Team |
46 39th Street, Islip, NY, 11751 | $775,000
Welcome to this beautifully maintained and spacious home nestled on a quiet, tree-lined street! From the moment you arrive, you’ll appreciate the manicured landscaping, charming curb appeal, and oversized property offering both privacy and room to relax. Inside, this warm and inviting home features hardwood floors, generously sized living spaces, and an abundance of natural light throughout. The updated eat-in kitchen boasts custom wood cabinetry, granite countertops, stainless steel appliances, gas cooking, and a bright dining area perfect for everyday living and entertaining. The home offers multiple comfortable gathering spaces including a formal dining room, cozy living room, oversized family room, and dedicated home office. Upstairs, the spacious bedrooms provide plenty of room, including a large primary bedroom with ample closet space. Additional highlights include beautifully updated bathrooms, a finished basement with tremendous storage and recreation space, recessed lighting, and meticulous pride of ownership throughout. Step outside to your private backyard retreat featuring a large deck, lush landscaping, mature trees, and plenty of room for entertaining, summer barbecues, or simply enjoying peaceful outdoor living. A rare opportunity to own a lovingly cared for home with space, charm, and flexibility both inside and out!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 3 full
- Style: Colonial
- Year Built: 1964
- Garage: 1-car
- Heating: Natural Gas
- Cooling: Central Air
- Basement: Full
- Approx Sq. Feet: 2,340
- Acreage: 0.28
- Est. Taxes: $15,769
- Elem. School: Commack Road Elementary School
- Middle School: Islip Middle School
- High School: Islip High School
- School District: Islip
- Appliances: Oven, Refrigerator
- MLS#: 000039
- Days on Market: 19 days
- Website: https://www.raveis.com
/prop/000039/4639thstreet_islip_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Suzanne Walsh TeamSales Vice President
860.306.1927
Suzanne.Walsh@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1424716
970.390.2521
John.Kirkutis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
46 39th Street, Islip, NY, 11751
$775,000
Suzanne Walsh Team
Sales Vice President
William Raveis Real Estate
Phone: 860.306.1927
Suzanne.Walsh@raveis.com
John Kirkutis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.279% | 6.650% | 5.992% |
| Monthly Tax Payment | $1,314 | $1,314 | $1,314 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,767 | $3,919 | $5,149 |
| Total Monthly Payment | $5,173 | $5,325 | $6,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535